{"id":1948,"date":"2021-09-01T16:44:00","date_gmt":"2021-09-01T08:44:00","guid":{"rendered":"https:\/\/www.alphaloan.co\/blog\/?p=1948"},"modified":"2023-06-21T15:20:08","modified_gmt":"2023-06-21T07:20:08","slug":"rakuten-apply-for-loan","status":"publish","type":"post","link":"https:\/\/www.alphaloan.co\/blog\/1948\/rakuten-apply-for-loan\/","title":{"rendered":"\u9280\u884c\u8cb8\u6b3e\u7533\u8acb\u689d\u4ef6\u6709\u54ea\u4e9b\uff1f\u54ea\u4e9b\u4eba\u7684\u4fe1\u8cb8\u5229\u7387\u6bd4\u8f03\u4f4e\uff1f"},"content":{"rendered":"\n<p>\u7533\u8acb\u9280\u884c\u4fe1\u7528\u8cb8\u6b3e\u7684\u689d\u4ef6\u6709\u54ea\u4e9b\uff1f\u9664\u4e86\u57fa\u672c\u7684\u5fc5\u9808\u8981\u662f\u6c11\u6cd5\u4e0a\u7684\u6210\u5e74\u4eba\u4ee5\u5916\uff0c\u9084\u6709\u54ea\u4e9b\u662f\u7533\u8acb\u4fe1\u8cb8\u7684\u5fc5\u8981\u689d\u4ef6\uff1f\u518d\u4f86\u6703\u8aaa\u660e\u70ba\u4ec0\u9ebc\u6709\u4e9b\u4eba\u7684\u4fe1\u8cb8\u5229\u7387\u53ef\u4ee5\u9019\u9ebc\u4f4e\uff1f\u9280\u884c\u7684\u300c\u512a\u8cea\u5ba2\u6236\u300d\u6709\u4ec0\u9ebc\u689d\u4ef6\u55ce\uff1f\u6700\u5f8c\u6703\u4ecb\u7d39\u6a02\u5929\u570b\u969b\u9280\u884c\u7684<a 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href=\"https:\/\/pse.is\/46xdzf\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/pse.is\/46xdzf\" rel=\"noreferrer noopener\">\u6a02\u5929\u8cb8<\/a>\uff0c\u5f9e\u7533\u8acb\u3001\u5c0d\u4fdd\u5230\u64a5\u6b3e\uff0c\u5168\u7a0b\u7dda\u4e0a\u7533\u8cb8\uff0c\u4e0d\u9650\u5236\u5730\u9ede\u6642\u9593\uff0c\u5728\u54ea\u88e1\u90fd\u53ef\u7533\u8cb8\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6a02\u5929\u570b\u969b\u9280\u884c\u7dda\u4e0a\u4fe1\u7528\u8cb8\u6b3e\uff0d\u6a02\u5929\u8cb8<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5e33\u6236\u7ba1\u7406\u8cbb\uff1a1,000\u5143\/\u7b46<\/li>\n\n\n\n<li>\u8cb8\u6b3e\u5e74\u5229\u7387\uff1a1.95%~15.59%(\u6a5f\u52d5\u8a08\u606f)<\/li>\n\n\n\n<li>\u984d\u5ea6\uff1a\u6700\u9ad8500\u842c<\/li>\n\n\n\n<li>\u8cb8\u6b3e\u671f\u9650\uff1a\u6700\u95777\u5e74\u517184\u671f<\/li>\n\n\n\n<li>\u7533\u8acb\u65b9\u5f0f\uff1a<a href=\"https:\/\/pse.is\/46xdzf\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/pse.is\/46xdzf\" rel=\"noreferrer noopener\">24\u5c0f\u6642\u7dda\u4e0a\u7533\u8acb<\/a>\uff0c1\u5206\u9418\u7cbe\u6e96\u9810\u6e2c\u3002\n<ul class=\"wp-block-list\">\n<li>24\u5c0f\u6642\u7dda\u4e0a\u7533\u8acb\uff0c\u53ea\u8981\u5728\u6a02\u5929\u9280\u884capp\u4e0a\u8f38\u5165\u500b\u4eba\u57fa\u672c\u8cc7\u6599\u3001\u5de5\u4f5c\u3001\u4fe1\u7528\u5361\u76f8\u95dc\u8cc7\u6599\uff0c1\u5206\u9418\u5c31\u80fd\u5f97\u5230\u4fe1\u8cb8\u7684\u984d\u5ea6\u548c\u6708\u4ed8\u91d1\u9810\u6e2c\u3002&nbsp;&nbsp;<\/li>\n\n\n\n<li>2021\/11\/15\u8d77\uff0c\u6a02\u5929\u570b\u969b\u9280\u884c\u5df2\u5c07\u7dda\u4e0a\u5831\u50f9\u529f\u80fd\u8abf\u6574\u70ba\u5feb\u901f\u7684\u4e00\u7ad9\u5f0f\u670d\u52d9\uff0c\u60f3\u4e86\u89e3\u66f4\u591a\u8acb\u9ede<a href=\"https:\/\/pse.is\/46xdzf\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/pse.is\/46xdzf\" rel=\"noreferrer noopener\">\u9019\u88e1<\/a>\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large is-style-default\"><img decoding=\"async\" src=\"https:\/\/blog.alphaloan.co\/wp-content\/uploads\/2021\/07\/\u4fe1\u8cb8\u7533\u8acb3-498x1024.png\" alt=\"\" class=\"wp-image-22008\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large is-style-default\"><img decoding=\"async\" src=\"https:\/\/blog.alphaloan.co\/wp-content\/uploads\/2021\/07\/\u4fe1\u8cb8\u7533\u8acb\u5be9\u6838\u901a\u904e-\u65b0\u7248-576x1024.png\" alt=\"\" class=\"wp-image-22009\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u6a02\u5929\u8cb8\u512a\u9ede<\/h2>\n\n\n\n<ol class=\"wp-block-list\" type=\"1\">\n<li>0\u63a5\u89f8\u30010\u6253\u64fe<\/li>\n\n\n\n<li>24\u5c0f\u6642\u7dda\u4e0a\u7533\u8cb8<\/li>\n\n\n\n<li>\u5229\u7387\u4f4e<\/li>\n\n\n\n<li>\u624b\u7e8c\u8cbb\u4fbf\u5b9c<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\">0\u63a5\u89f8\u30010\u6253\u64fe<\/h3>\n\n\n\n<p>\u6211\u5011\u5de5\u4f5c\u7684\u6642\u5019\uff0c\u90fd\u4e0d\u559c\u6b61\u4e00\u76f4\u63a5\u5230\u5ee3\u544a\u96fb\u8a71\uff0c\u5c24\u5176\u662f\u9700\u8981\u9ad8\u5ea6\u5c08\u6ce8\u7684\u5de5\u4f5c\u985e\u578b\uff0c\u50cf\u662f\u5206\u6790\u5831\u544a\u3001\u8ddf\u5ba2\u6236\u6e9d\u901a\u7b49\u7b49\uff0c\u4e00\u76f4\u88ab\u96fb\u8a71\u6253\u65b7\u771f\u7684\u5f88\u56f0\u64fe\uff0c\u6a02\u5929\u8cb8\u63a1\u5168\u7a0b\u7dda\u4e0a\u7533\u8acb\u65b9\u5f0f\uff0c\u4e0d\u9700\u8981\u8dd1\u9280\u884c\uff0c\u66f4\u4e0d\u6703\u88ab\u9280\u884c\u696d\u52d9\u9a37\u64fe\uff0c\u5728\u5fd9\u7684\u8981\u6b7b\u7684\u6642\u5019\u4e00\u76f4\u63a5\u5230\u9280\u884c\u696d\u52d9\u6253\u96fb\u8a71\u904e\u4f86\uff0c\u5b8c\u5168\u662f0\u63a5\u89f8\u30010\u6253\u64fe\uff0c\u7533\u8acb\u4fe1\u8cb8\u90fd\u81ea\u5df1\u4f86\uff0c\u4ec0\u9ebc\u6642\u5019\u6709\u7a7a\u8655\u7406\u5c31\u4ec0\u9ebc\u6642\u5019\u8655\u7406\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">24\u5c0f\u6642\u7dda\u4e0a\u7533\u8cb8<\/h3>\n\n\n\n<p>\u300c\u6a02\u5929\u8cb8\u300d24\u5c0f\u6642\u90fd\u80fd\u7dda\u4e0a\u7533\u8acb\uff0c\u4e0d\u53d7\u9280\u884c3\u9ede\u534a\u9650\u5236\uff0c\u9047\u5230\u554f\u984c\u9084\u670924\u5c0f\u6642\u5728\u7dda\u7684\u5ba2\u670d\uff0c\u900f\u904e\u96fb\u8a71\u3001\u6587\u5b57\u90fd\u80fd\u9032\u7dda\u8a62\u554f\uff0c\u4e0d\u60f3\u9732\u81c9\u4e5f\u6c92\u6709\u95dc\u4fc2\uff0c\u5168\u7a0b\u96b1\u5bc6\u5230\u5bb6\uff0c\u7533\u8cb8\u904e\u7a0b\u5b8c\u5168\u7531\u81ea\u5df1\u638c\u63e1\uff0c\u5c31\u7b97\u662f\u534a\u591c3\u9ede\u60f3\u8981\u7533\u8acb\uff0c\u4e5f\u53ef\u4ee5\u5728\u624b\u6a5fAPP\u4e0a\u9ede\u9078\u7533\u8acb\u8cb8\u6b3e\uff0c\u4f9d\u7167\u6307\u793a\u586b\u5beb\u57fa\u672c\u8cc7\u6599\u3001\u5de5\u4f5c\u8cc7\u6599\u3001\u7533\u8cb8\u91d1\u984d\u7b49\u7b49\uff0c\u7acb\u523b\u5c31\u80fd\u5f97\u5230\u7533\u8cb8\u7684\u984d\u5ea6\u8a55\u4f30\u5831\u544a\uff0c\u9001\u51fa\u7533\u8acb\u5f8c\u5c31\u6703\u9032\u5165\u7533\u8acb\u6d41\u7a0b\uff0c\u4e5f\u4e0d\u7528\u7b49\u696d\u52d9\u8655\u7406\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5be6\u5728\u4f4e\u5229\u7387<\/h3>\n\n\n\n<p>\u5ee3\u544a\u4e0a\u5e38\u770b\u5230\u5f88\u591a\u9280\u884c\u4fe1\u8cb8\u5229\u7387\u6700\u4f4e0.68%\uff0c\u5176\u5be6\u73fe\u5728\u5f88\u591a\u9280\u884c\u90fd\u5f88\u559c\u6b61\u7528\u4e8c\u6bb5\u5f0f\u5229\u7387\uff0c\u7b2c\u4e00\u6bb5\u662f2%\u4ee5\u4e0b\u7684\u8d85\u4f4e\u5229\u7387\uff0c\u5438\u5f15\u60f3\u8981\u7533\u8acb\u8cb8\u6b3e\u7684\u4eba\uff0c\u4f46\u901a\u5e38\u7b2c\u4e00\u6bb5\u5229\u7387\u6700\u591a\u5c31\u662f3\u500b\u6708\uff0c\u7b2c4\u500b\u6708\u4ee5\u5f8c\u5c31\u662f\u7b2c\u4e8c\u6bb5\u5229\u7387\uff0c\u5f88\u53ef\u80fd\u5c31\u98c6\u5347\u52308%\uff0c\u800c\u6a02\u5929\u8cb8\u7684\u5229\u7387\u6700\u4f4e\u662f1.99%\uff0c\u5c6c\u65bc\u4e00\u6bb5\u5f0f\u5229\u7387\uff0c\u4e0d\u6703\u8d85\u904e3\u500b\u6708\u5f8c\uff0c\u7a81\u7136\u5229\u7387\u5c31\u8b8a\u5f88\u9ad8\uff0c\u662f\u5be6\u5be6\u5728\u5728\u7684\u4f4e\u5229\u7387\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u624b\u7e8c\u8cbb\u4fbf\u5b9c<\/h3>\n\n\n\n<p>\u76f8\u8f03\u5176\u4ed6\u5bb6\u9280\u884c\u7684\u4fe1\u7528\u8cb8\u6b3e\uff0c\u958b\u8fa6\u8cbb\u901a\u5e38\u90fd5,000~9,000\u5143\uff0c\u9084\u8981\u518d\u53e6\u5916\u6536\u5fb5\u4fe1\u8cbb\u3001\u67e5\u8a62\u8cbb\u7b49\u7b49\uff0c\u6a02\u5929\u8cb8\u53ea\u6536\u4e00\u6b21\u958b\u8fa6\u8cbb1,000\u5143\uff0c\u5c31\u986f\u5f97\u975e\u5e38\u5212\u7b97\uff0c\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\u9664\u4e86\u5229\u7387\u4ee5\u5916\uff0c\u624b\u7e8c\u8cbb\u7684\u591a\u5be1\u4e5f\u662f\u8a55\u4f30\u4fe1\u8cb8\u6210\u672c\u5f88\u91cd\u8981\u7684\u4e00\u500b\u90e8\u5206\uff0c\u76f4\u63a5\u5f71\u97ff\u5230\u6700\u5f8c\u7684APR\u662f\u591a\u5c11\uff0c\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387(APR)\u662f\u628a\u5229\u7387\u3001\u958b\u8fa6\u8cbb\u7b49\u6240\u6709\u8cbb\u7528\u52a0\u7e3d\u5f8c\u8a08\u7b97\u5f97\u51fa\uff0cAPR\u624d\u662f\u771f\u6b63\u8a55\u4f30\u8cb8\u6b3e\u6210\u672c\u7684\u95dc\u9375\u3002<\/p>\n\n\n\n<h2 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