{"id":2369,"date":"2025-01-02T17:54:21","date_gmt":"2025-01-02T09:54:21","guid":{"rendered":"https:\/\/www.alphaloan.co\/blog\/?p=2369"},"modified":"2025-07-04T14:45:30","modified_gmt":"2025-07-04T06:45:30","slug":"youth-mortgage","status":"publish","type":"post","link":"https:\/\/www.alphaloan.co\/blog\/2369\/youth-mortgage\/","title":{"rendered":"2025\u9752\u5e74\u5b89\u5fc3\u6210\u5bb6\u8cb8\u6b3e\u8d85\u8a73\u7d30\u65b9\u6848\u5167\u5bb9&amp;\u9996\u8cfc\u689d\u4ef6.\u5229\u7387\u901a\u901a\u6709\uff01"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u53f0\u7063\u7684\u623f\u50f9\u5c45\u9ad8\u4e0d\u4e0b\uff0c\u4f46\u4ecd\u6709\u8a31\u591a\u4eba\u5e0c\u671b\u64c1\u6709\u81ea\u5df1\u7684\u623f\u5b50\uff0c\u7279\u5225\u662f\u5c0d\u65bc\u525b\u9032\u793e\u6703\u7684\u9752\u5e74\u65cf\u7fa4\uff0c\u60f3\u8981\u64c1\u6709\u4e00\u9593\u81ea\u5df1\u7684\u623f\u5b50\u53ef\u8aaa\u662f\u8d8a\u4f86\u8d8a\u96e3\u4e86\u3002\u5118\u7ba1\u653f\u5e9c\u8fd1\u671f\u7d1b\u7d1b\u63a8\u51fa\u5982<a href=\"https:\/\/www.alphaloan.co\/blog\/2179\/rent-subsidy\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u79df\u5c4b\u88dc\u52a9<\/a>\u6216<a href=\"https:\/\/www.alphaloan.co\/blog\/2010\/mortgage-subsidy\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u623f\u8cb8\u88dc\u8cbc<\/a>\u7684\u653f\u7b56\u4f86\u6e1b\u7de9\u901a\u81a8\u6240\u5e36\u4f86\u623f\u79df\u9ad8\u6f32\u7684\u58d3\u529b\uff0c\u4e0d\u904e\u592e\u884c\u9678\u7e8c\u5347\u606f\uff0c\u4f7f\u623f\u8cb8\u7684\u57fa\u6e96\u5229\u7387\u4e9b\u5fae\u63d0\u9ad8\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u56e0\u6b64\u8ca1\u653f\u90e8\u4e5f\u5373\u5c07\u63a8\u51fa\u300c\u65b0\u9752\u5e74\u5b89\u5fc3\u6210\u5bb6\u623f\u8cb8\u300d\uff0c\u8b93\u9752\u5e74\u65cf\u7fa4\u4ecd\u4eab\u6709\u66f4\u512a\u60e0\u7684\u8cb8\u6b3e\u65b9\u6848\u3002\u5982\u679c\u4f60\u662f\u9996\u8cfc\u65cf\u7684\u670b\u53cb\u4e00\u5b9a\u8981\u4f86\u770b\uff0c\u63a5\u4e0b\u4f86\u6703\u4ecb\u7d39\u9752\u5e74\u5b89\u5fc3\u6210\u5bb6\u8cb8\u6b3e\u6240\u9700\u7684\u8cc7\u683c\u548c\u689d\u4ef6\u3001\u7533\u8acb\u6d41\u7a0b\u4ee5\u53ca\u6ce8\u610f\u4e8b\u9805\u3002<\/p>\n\n\n\n<pre class=\"wp-block-verse\">\ud83d\udd25<a href=\"https:\/\/www.alphaloan.co\/blog\/5hzp\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/pse.is\/6v4ms9\" rel=\"noreferrer noopener\">\u6e23\u6253\u4fe1\u8cb8<\/a>\u512a\u60e0\u958b\u8dd1\uff0c\u9996\u671f\u5229\u73870.01%\u8d77\uff0c\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u73872.59%\u8d77\uff0c\u624b\u7e8c\u8cbb\u901a\u8def\u512a\u60e0\u9650\u66420\u5143\uff01\u53ea\u8981\u6709\u52de\u5065\u4fdd\u8b49\u660e\u90fd\u80fd\u7533\u8acb\uff0c\u6700\u5feb1\u5929\u5c31\u80fd\u6838\u8cb8\uff0c\u5047\u65e5\u4e5f\u80fd\u5b8c\u6210\u64a5\u6b3e\uff01\u7dda\u4e0a\u7c3d\u7d04\u6700\u5feb10\u5206\u9418\u64a5\u6b3e\uff0c<a href=\"https:\/\/www.alphaloan.co\/blog\/5hzp\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/pse.is\/6v4ms9\" rel=\"noreferrer noopener\">\u8cc7\u91d1\u9700\u6c42\u5c31\u627e\u6e23\u6253\u4fe1\u8cb8<\/a>\uff01<a href=\"https:\/\/service.standardchartered.com.tw\/Leads\/leads\/PL\/index.aspx?utm_source=Alphaloan_SCBloan09&amp;utm_medium=display&amp;utm_content=-_-&amp;utm_campaign=PL_SCBloan_click&amp;utm_term=0\" data-type=\"link\" data-id=\"https:\/\/pse.is\/6v4ms9\" target=\"_blank\" rel=\"noreferrer noopener\">\u2192<\/a><a href=\"https:\/\/www.alphaloan.co\/blog\/5hzp\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/pse.is\/6v4ms9\" rel=\"noreferrer noopener\">\u7acb\u5373\u7533\u8acb<\/a><\/pre>\n\n\n\n<figure class=\"wp-block-table aligncenter blogtable is-style-regular\"><table class=\"has-fixed-layout\"><tbody><tr><th colspan=\"4\">\u9650\u6642\u512a\u60e0\u4f4e\u5229\u4fe1\u8cb8\u65b9\u6848\u63a8\u85a6<\/th><\/tr><tr><td>&nbsp;<\/td><td class=\"has-text-align-center\" data-align=\"center\"><div class=\"blogCard\"><br><div class=\"blogCard\"><\/div><figure><img decoding=\"async\" width=\"300\" height=\"158\" class=\"alignnone size-full wp-image-8127\" src=\"https:\/\/www.alphaloan.co\/blog\/wp-content\/uploads\/2025\/07\/\u6e23\u6253\u9280\u884c.png\" alt=\"\"><\/figure><p class=\"font_4\" style=\"text-align: center;\"><\/p><p class=\"font_4\" style=\"text-align: center;\">\u6e23\u6253\u9280\u884c\u512a\u60e0\u4fe1\u8cb8<\/p><\/div><\/td><td class=\"has-text-align-center\" data-align=\"center\"><p class=\"font_4\" style=\"text-align: center;\"><img decoding=\"async\" width=\"300\" height=\"158\" class=\"alignnone size-full wp-image-8130\" src=\"https:\/\/www.alphaloan.co\/blog\/wp-content\/uploads\/2025\/07\/\u4e2d\u4fe1.png\" alt=\"\">\u4e2d\u570b\u4fe1\u8a17\u901a\u8def\u9650\u5b9a<\/p><\/td><td class=\"has-text-align-center\" data-align=\"center\"><p><img decoding=\"async\" width=\"300\" height=\"158\" class=\"alignnone size-full wp-image-8128\" src=\"https:\/\/www.alphaloan.co\/blog\/wp-content\/uploads\/2025\/07\/\u5bcc\u90a6logo-300-158.jpg\" alt=\"\"><\/p>\u53f0\u5317\u5bcc\u90a6\u901a\u8def\u512a\u60e0<\/td><\/tr><tr><td>\n<p class=\"font_3\">\u512a\u60e0\u5229\u7387<\/p>\n<\/td><td><p class=\"font_4\">\u9996\u671f0.01%\uff0c\u7b2c2\u671f\u8d772.8%\u8d77<\/p><\/td><td><p class=\"font_4\">\u9996\u671f0.01%\uff0c\u7b2c2\u671f\u8d772.99%\u8d77<\/p><\/td><td><p class=\"font_4\">\u9996\u671f0.01%\u3001\u7b2c\u4e8c\u671f\u8d772.80%\u8d77<\/p><\/td><\/tr><tr><td>\n<p class=\"font_3\">\u6700\u9ad8\u984d\u5ea6<\/p>\n<\/td><td><p class=\"font_4\">600\u842c<\/p><\/td><td><p class=\"font_4\">800\u842c<\/p><\/td><td><p class=\"font_4\">800\u842c<\/p><\/td><\/tr><tr><td>\n<p class=\"font_3\">\u624b\u7e8c\u8cbb<\/p>\n<\/td><td><p class=\"font_4\">\u901a\u8def\u9650\u5b9a 0 \u5143<\/p><\/td><td><p class=\"font_4\">3,000\u5143\u8d77<\/p><\/td><td><p class=\"font_4\">\u901a\u8def\u9650\u5b9a 0 \u5143<\/p><\/td><\/tr><tr><td>\n<p class=\"font_3\">APR<\/p>\n<\/td><td><p class=\"font_4\">2.59%\u8d77<\/p><\/td><td><p class=\"font_4\">3.30%\u8d77<\/p><\/td><td><p class=\"font_4\">2.71%\u8d77<\/p><\/td><\/tr><tr><td>\n<p class=\"font_3\">\u63a8\u85a6\u539f\u56e0<\/p>\n<\/td><td><p class=\"font_4\">\u9996\u671f\u512a\u60e0\u5e74\u5229\u73870.01%<br>\u9650\u6642\u512a\u60e0\u5e33\u7ba1\u8cbbNT$ 0<br>\u5047\u65e5\u4e5f\u53ef\u64a5\u6b3e\uff0c\u96a8\u6642\u96a8\u5730\u6eff\u8db3\u8cc7\u91d1\u9700\u6c42<\/p><\/td><td><p class=\"font_4\">\u5e73\u5747\u904e\u4ef6\u6a5f\u6703\u9ad8<br>\u7dda\u4e0a\u7533\u8acb\u6700\u5feb3\u5206\u9418\u5b8c\u6210\u3001\u71df\u696d\u6642\u9593\u6700\u5feb1\u5c0f\u6642\u64a5\u6b3e<br>\u7b26\u5408\u689d\u4ef6\u514d\u81ea\u884c\u4e0a\u50b3\u8ca1\u529b\u8b49\u660e<\/p><\/td><td><p class=\"font_4\">\u5168\u7a0b\u7dda\u4e0a\u7533\u8acb\u6700\u5feb3\u5206\u9418<br>\u4f7f\u7528\u8edf\u9ad4\u6191\u8b49\u514d\u81ea\u884c\u4e0a\u50b3\u8ca1\u529b\u8b49\u660e<br>\u6700\u5feb1\u5c0f\u6642\u6838\u8cb8 \u7dda\u4e0a\u7c3d\u7d04\u6700\u5feb10\u5206\u9418\u64a5\u6b3e<\/p><\/td><\/tr><tr><td>&nbsp;<\/td><td><a href=\"https:\/\/www.alphaloan.co\/blog\/5hzp\" target=\"_blank\" rel=\"noreferrer noopener\">\u7acb\u5373\u7533\u8acb<\/a><\/td><td><a href=\"https:\/\/www.alphaloan.co\/blog\/ofh8\">\u7acb\u5373\u7533\u8acb<\/a><\/td><td><a href=\"https:\/\/www.alphaloan.co\/blog\/61ry\" target=\"_blank\" rel=\"noreferrer noopener\">\u7acb\u5373\u7533\u8acb<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<pre class=\"wp-block-verse\">\ud83c\udf89 \u6e23\u6253\u4fe1\u8cb8\u9650\u6642\u512a\u60e0\uff0c\u958b\u8fa6\u8cbb 0 \u5143\uff01 \ud83c\udf89<br><br>\u8cb8\u6b3e\u5e74\u5229\u7387\u9996\u671f 0.01%\uff0c\u6700\u9ad8\u984d\u5ea6 600 \u842c\uff01 \u5373\u65e5\u8d77\u81f3 2026\/1\/31 \u6b62\uff0c\u900f\u904e [AlphaLoan \u5c08\u5c6c\u9023\u7d50] \u7533\u8fa6\uff1a<br>\u2705 \u73fe\u7701\u4e00\u7b46\uff01 \u9650\u6642\u512a\u60e0 \u958b\u8fa6\u8cbb 0 \u5143 (\u539f\u50f9 $6,000+) \u2705 \u8cc7\u91d1\u5230\u4f4d\uff01 \u7dda\u4e0a\u7533\u8fa6\u6700\u5feb 5 \u5206\u9418\u64a5\u6b3e\uff0c\u5e74\u524d\u5099\u7528\u91d1\u9996\u9078\u3002\uff0c<a href=\"https:\/\/service.standardchartered.com.tw\/Leads\/leads\/PL\/index.aspx?utm_source=Alphaloan_SCBlo[\u2026]content=-_-&amp;utm_campaign=PL_SCBloan_click&amp;utm_term=0\" target=\"_blank\" rel=\"noreferrer noopener\">\u9ede\u64ca\u9023\u7d50\u67e5\u770b\u6d3b\u52d5\u8fa6\u6cd5<\/a>\u3002<\/pre>\n\n\n\n<h2 class=\"wp-block-heading\">\u65b0\u9752\u5e74\u5b89\u5fc3\u6210\u5bb6\u8cb8\u6b3e\u662f\u4ec0\u9ebc\uff1f<\/h2>\n\n\n\n<p class=\"has-black-color has-text-color wp-block-paragraph\">\u9752\u5e74\u5b89\u5fc3\u6210\u5bb6\u8cb8\u6b3e\u65b9\u6848\uff0c\u4ee5\u4e0b\u7c21\u7a31\u70ba\u300c\u9752\u5b89\u8cb8\u6b3e\u300d\uff0c\u4e5f\u6709\u4eba\u7a31\u70ba\u300c\u9752\u5e74\u9996\u8cfc\u8cb8\u6b3e\u300d\uff0c\u653f\u5e9c\u6210\u7acb\u76ee\u7684\u662f\u5e0c\u671b\u8b93\u9752\u5e74\u8cb7\u623f\u4e0d\u518d\u662f\u9059\u4e0d\u53ef\u53ca\u7684\u5922\u60f3\u3002\u81ea99\u5e74\u958b\u8fa6\u81f3\u4eca\uff0c112\u5e748\u6708\u5c07\u6709\u65b0\u7248\u672c\u4e0a\u7dda\uff1b\u800c\u300c\u65b0\u9752\u5b89\u623f\u8cb8\u300d\u5c08\u6848\u5229\u7387\u5f9e2.025\uff05\u964d\u70ba<strong>1.775\uff05<\/strong>\uff1b\u8cb8\u6b3e\u5e74\u9650\u5f9e30\u5e74\u5ef6\u9577\u70ba<strong>40\u5e74<\/strong>\uff1b\u8cb8\u6b3e\u984d\u5ea6800\u842c\u8abf\u9ad8\u81f3<strong>1,000\u842c<\/strong>\uff0c\u5bec\u9650\u671f\u4e5f\u5f9e3\u5e74<strong>\u62c9\u9577\u81f35\u5e74<\/strong>\u3002<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.alphaloan.co\/blog\/wp-content\/uploads\/2023\/07\/358651230_595980636050726_4014950026500924214_n-1024x1024.jpeg\" alt=\"\u9752\u5b89\u8cb8\u6b3e\" class=\"wp-image-2445\" style=\"width:581px;height:581px\" srcset=\"https:\/\/www.alphaloan.co\/blog\/wp-content\/uploads\/2023\/07\/358651230_595980636050726_4014950026500924214_n-1024x1024.jpeg 1024w, https:\/\/www.alphaloan.co\/blog\/wp-content\/uploads\/2023\/07\/358651230_595980636050726_4014950026500924214_n-300x300.jpeg 300w, https:\/\/www.alphaloan.co\/blog\/wp-content\/uploads\/2023\/07\/358651230_595980636050726_4014950026500924214_n-150x150.jpeg 150w, https:\/\/www.alphaloan.co\/blog\/wp-content\/uploads\/2023\/07\/358651230_595980636050726_4014950026500924214_n-768x768.jpeg 768w, https:\/\/www.alphaloan.co\/blog\/wp-content\/uploads\/2023\/07\/358651230_595980636050726_4014950026500924214_n-800x800.jpeg 800w, https:\/\/www.alphaloan.co\/blog\/wp-content\/uploads\/2023\/07\/358651230_595980636050726_4014950026500924214_n.jpeg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u9752\u5b89\u8cb8\u6b3e\u65b0\u820a\u65b9\u6848\u6bd4\u8f03\uff08\u4f86\u6e90\uff1a\u8ca1\u653f\u90e8\uff09<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u65b0\u9752\u5e74\u5b89\u5fc3\u6210\u5bb6\u8cb8\u6b3e7\u6708\u65b0\u898f\u5b9a<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u70ba\u4e86\u9632\u6b62\u6295\u8cc7\u5ba2\u548c\u4eba\u982d\u6236\u5229\u7528\u65b0\u9752\u5b89\u7092\u623f\uff0c\u8ca1\u653f\u90e86\u670827\u63a8\u51fa\u4e86\u65b0\u7684\u63aa\u65bd\uff0c\u78ba\u4fdd\u7533\u8acb\u65b0\u9752\u5b89\u7684\u4eba\u90fd\u662f\u771f\u7684\u6709\u9700\u8981\u7684\u81ea\u4f4f\u5ba2\u3002\u6539\u70ba\u4e00\u751f\u53ea\u80fd\u7533\u8cb8\u4e00\u6b21\u9752\u5b89\u8cb8\u6b3e\uff0c\u4e14\u5fc5\u9808\u8981\u7c3d\u8a02\u81ea\u52a9\u5207\u7d50\u66f8\uff0c\u5982\u6709\u9055\u53cd\u6703\u8ffd\u56de\u5229\u606f\uff0c\u4e14\u6897\u6539\u8cb8\u6b3e\u689d\u4ef6\uff0c4\u9805\u65b0\u63aa\u65bd\u5982\u4e0b\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u501f\u6b3e\u4eba\u9650\u7533\u8cb8\u4e00\u6b21\uff1a112\u5e748\u67081\u65e5\u4ee5\u5f8c\u7d93\u9280\u884c\u6838\u8cb8\u65b0\u9752\u5b89\u8cb8\u6b3e\u8005\uff0c113\u5e746\u670827\u65e5\u8d77\uff0c\u4e0d\u5f97\u518d\u6b21\u7533\u8cb8\u672c\u8cb8\u6b3e\u3002<\/li>\n\n\n\n<li>\u65b0\u8cb8\u6236\u5fb5\u63d0\u81ea\u4f4f\u5207\u7d50\u66f8\uff1a\u82e5\u9055\u53cd\u898f\u5b9a\uff0c\u5c07\u7d42\u6b62\u5229\u606f\u88dc\u8cbc\uff01\u8fd4\u9084\u81ea\u9055\u898f\u4e8b\u5be6\u767c\u751f\u65e5\u5df2\u64a5\u88dc\u7684\u88dc\u8cbc\u5229\u606f\uff0c\u4e26\u91cd\u65b0\u6838\u5b9a\u8cb8\u6b3e\u689d\u4ef6\u3002<\/li>\n\n\n\n<li>\u8cb8\u6b3e\u5be9\u6838\uff1a\u5728\u8cb8\u6b3e\u767c\u653e\u524d\uff0c\u9280\u884c\u6703\u67e5\u6838\u7533\u8acb\u8005\u662f\u5426\u6709\u6295\u8cc7\u5ba2\u3001\u4eba\u982d\u6236\u7684\u5acc\u7591\uff0c\u843d\u5be6\u300c\u9632\u7bc4\u6295\u8cc7\u5ba2\u7092\u623f\u53ca\u4eba\u982d\u6236\u7533\u8cb8\u6a5f\u5236\u300d\u76f8\u95dc\u898f\u5b9a\uff0c\u78ba\u4fdd\u8cb8\u6b3e\u771f\u6b63\u7d66\u9700\u8981\u7684\u4eba\u3002<\/li>\n\n\n\n<li>\u8cb8\u5f8c\u7a3d\u67e5\uff1a\u5305\u62ec\u4f46\u4e0d\u9650\u65bc\u6aa2\u8996\u5efa\u7269\u8b04\u672c\u662f\u5426\u6709\u6240\u6709\u6b0a\u4e0d\u5f97\u79fb\u8f49\u7684\u9810\u544a\u767b\u8a18\uff0c\u6216\u8a2d\u5b9a\u6b21\u9806\u4f4d\u62b5\u62bc\u6b0a\u4e88\u7b2c\u4e09\u4eba\u7b49\u8b04\u672c\u67e5\u6838\u3001\u4e0d\u52d5\u7522\u8cfc\u50f9\u56de\u67e5\u66a8\u8cb8\u5f8c\u7e73\u6b3e\u67e5\u8b49\u6a5f\u5236\u7b49\uff0c\u78ba\u4fdd\u8cb8\u6b3e\u7528\u9014\u7b26\u5408\u898f\u5b9a\u3002<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u76ee\u524d\u516c\u80a1\u9280\u884c\u5df2\u7d93\u5927\u529b\u7a3d\u67e5\uff0c\u82e5\u9055\u53cd\u898f\u5b9a\uff0c\u6700\u56b4\u91cd\u6703\u8b93\u623f\u8cb8\u6210\u6578\u5f9e8\u6210\u964d\u81f37\u6210\u3001\u5e74\u9650\u5f9e40\u5e74\u964d\u81f320\u5e74\u3001\u623f\u8cb8\u5229\u7387\u5f9e\u9752\u5b89\u50f91.775%\u5347\u81f32.5%\u7b49\uff0c\u56e0\u6b64\u5343\u842c\u4e0d\u8981\u50e5\u5016\u89ba\u5f97\u4e0d\u6703\u88ab\u767c\u73fe\u6c92\u95dc\u4fc2\u5594\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u65b0\u9752\u5e74\u5b89\u5fc3\u6210\u5bb6\u8cb8\u6b3e\u627f\u4f5c\u9280\u884c<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u76ee\u524d\u4e3b\u8981\u914d\u5408\u7684\u9280\u884c\u4ee5\u516c\u80a1\u9280\u884c\u5c45\u591a\uff0c\u60f3\u7533\u8acb\u65b0\u9752\u5b89\u8cb8\u6b3e\u53ef\u4ee5\u627e\u4ee5\u4e0b\u9280\u884c\u9032\u884c\u7533\u8acb\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u81fa\u7063\u9280\u884c<\/li>\n\n\n\n<li>\u571f\u5730\u9280\u884c<\/li>\n\n\n\n<li>\u5408\u4f5c\u91d1\u5eab<\/li>\n\n\n\n<li>\u7b2c\u4e00\u9280\u884c<\/li>\n\n\n\n<li>\u83ef\u5357\u9280\u884c<\/li>\n\n\n\n<li>\u5f70\u5316\u9280\u884c<\/li>\n\n\n\n<li>\u5146\u8c50\u9280\u884c<\/li>\n\n\n\n<li>\u81fa\u7063\u4e2d\u5c0f\u4f01\u696d\u9280\u884c<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u60f3\u627e\u500b\u9280\u884c\u7684\u627f\u8fa6\u7a97\u8003\u53ef\u53c3\u8003\u8ca1\u653f\u90e8\u7684\u7db2\u7ad9\uff1a<a href=\"https:\/\/www.nta.gov.tw\/singlehtml\/110\" target=\"_blank\" rel=\"noreferrer noopener\">\u516c\u80a1\u9280\u884c\u8fa6\u7406\u300c\u9752\u5e74\u5b89\u5fc3\u6210\u5bb6\u8cfc\u5c4b\u512a\u60e0\u8cb8\u6b3e\u300d\u806f\u7d61\u7a97\u53e3<\/a>\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u53e6\u5916\u90e8\u5206\u6c11\u71df\u9280\u884c\u4e5f\u6709\u63a8\u51fa\u76f8\u8fd1\u7684\u623f\u5c4b\u8cb8\u6b3e\u65b9\u6848\uff0c\u5982\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u4e2d\u570b\u4fe1\u8a17<\/li>\n\n\n\n<li>\u5bcc\u90a6\u9280\u884c<\/li>\n\n\n\n<li>\u7389\u5c71\u9280\u884c<\/li>\n\n\n\n<li>\u4e0a\u6d77\u5546\u696d<\/li>\n\n\n\n<li>\u6c38\u8c50\u9280\u884c<\/li>\n<\/ol>\n\n\n\n<pre class=\"wp-block-verse\">\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/www.alphaloan.co\/blog\/797\/down-payment-not-enough\/\" data-type=\"post\" data-id=\"797\">\u8cb7\u623f\u982d\u671f\u6b3e\u8981\u591a\u5c11\uff1f\u982d\u671f\u6b3e\u4e0d\u5920\u600e\u9ebc\u8fa6\uff1f\u5c0f\u8cc7\u65cf\u8cb7\u623f4\u62db\u89e3\u6c7a\u982d\u671f\u6b3e\u554f\u984c<\/a><\/pre>\n\n\n\n<h2 class=\"wp-block-heading\">\u65b0\u9752\u5e74\u5b89\u5fc3\u6210\u5bb6\u8cb8\u6b3e\u7684\u7533\u8acb\u689d\u4ef6<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u65b0\u9752\u5b89\u623f\u8cb8\u53ea\u8981\u662f18\u6b72\u4ee5\u4e0a\uff0c\u4e14\u501f\u6b3e\u4eba\u8207\u5176\u914d\u5076\u53ca\u672a\u6210\u5e74\u5b50\u5973<strong>\u5747\u7121\u81ea\u6709\u4f4f\u5b85\u8005<\/strong>\u5373\u53ef\u7533\u8acb\uff0c\u800c\u4e14\u5176\u5be6\u4e26\u6c92\u6709\u5e74\u9f61\u4e0a\u9650\uff0c\u56e0\u6b64\u53ea\u8981\u6c92\u8cb7\u904e\u623f\u5b50\u3001\u66fe\u6709\u623f\u5b50\u4f46\u5df2\u552e\u51fa\u6216\u8f49\u8b93\u8005\u90fd\u53ef\u7533\u8acb<strong>\u3002<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>P.S<\/strong> \u5c0f\u63d0\u9192\uff1a\u8cb8\u6b3e\u6a19\u7684\u7269\uff08\u4f4f\u5b85\uff09\u5247\u5fc5\u9808\u8981\u662f<strong>\u7533\u8acb\u65e5\u524d6\u500b\u6708\u8d77<\/strong>\u6240\u8cfc\u7f6e\u4e4b\u4f4f\u5b85\uff0c\u4f8b\u5982\u4f60\u5728112\u5e748\u6708\u7533\u8acb\u8a72\u5c08\u6848\uff0c\u5247\u6240\u8cfc\u7f6e\u4e4b\u81ea\u6709\u4f4f\u5b85\u5efa\u7269\u8b04\u672c\u767b\u8a18\u65e5\u671f\u9808\u5728112\u5e741\u6708\u4ee5\u5f8c\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>\u65b0\u9752\u5b89\u623f\u8cb8\u7533\u8acb\u689d\u4ef6<\/strong><\/td><\/tr><tr><td>\u7533\u8acb\u8005<\/td><td>18\u6b72\u4ee5\u4e0a\u4e14\u501f\u6b3e\u4eba\u8207\u5176\u914d\u5076\u53ca\u672a\u6210\u5e74\u5b50\u5973<strong>\u5747\u7121\u81ea\u6709\u4f4f\u5b85\u8005<\/strong>\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u6210\u6578<\/td><td>\u6700\u9ad88\u6210\u6838\u8cb8<\/td><\/tr><tr><td>\u8cb8\u6b3e\u984d\u5ea6<\/td><td>\u65b0\u5236\u6700\u9ad8\u53ef\u8cb8<strong>1000\u842c<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<pre class=\"wp-block-verse\">\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/www.alphaloan.co\/blog\/2008\/mydata\/\" target=\"_blank\" rel=\"noreferrer noopener\">MyData\u662f\u4ec0\u9ebc\uff1fMyData\u8a3b\u518a\u624b\u6a5f\u7248\u5716\u89e3\u6559\u5b78.\u8cc7\u6599\u904b\u7528\u8d85\u7c21\u55ae\uff01<\/a><\/pre>\n\n\n\n<h2 class=\"wp-block-heading\">\u65b0\u9752\u5e74\u5b89\u5fc3\u6210\u5bb6\u8cb8\u6b3e\u671f\u9650\u53ca\u9084\u6b3e\u65b9\u5f0f<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8cb8\u6b3e\u5e74\u9650\uff1a\u6700\u957730\u5e74 \u2192 \u65b0\u5236\uff1a\u5ef6\u9577\u81f3<strong>40\u5e74<\/strong><\/li>\n\n\n\n<li>\u5bec\u9650\u671f\uff1a\u539f\u51483\u5e74 \u2192 \u65b0\u5236\uff1a\u5f9e3\u5e74<strong>\u62c9\u9577\u81f35\u5e74<\/strong><\/li>\n\n\n\n<li>\u9084\u6b3e\u65b9\u5f0f\uff1a\u672c\u606f\u5206\u671f\u5e73\u5747\u6524\u9084\u6216\u672c\u91d1\u5206\u671f\u5e73\u5747\u6524\u9084<\/li>\n<\/ul>\n\n\n\n<pre class=\"wp-block-verse\">\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/www.alphaloan.co\/blog\/889\/repayment-plan\/\" data-type=\"post\" data-id=\"889\">\u8cb8\u6b3e\u9084\u6b3e\u65b9\u5f0f\u6709\u54ea\u4e9b\uff1f\u672c\u91d1\u6524\u9084\/\u672c\u606f\u6524\u9084\u5dee\u5f88\u5927.\u9078\u5c0d\u770121\u842c<\/a><\/pre>\n\n\n\n<h2 class=\"wp-block-heading\">\u65b0\u9752\u5e74\u5b89\u5fc3\u6210\u5bb6\u8cb8\u6b3e\u7533\u8acb\u6587\u4ef6<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8eab\u5206\u8b49+\u7b2c\u4e8c\u8eab\u5206\u8b49\u660e\u8b49\u4ef6\uff08\u99d5\u7167 or \u5065\u4fdd\u5361\uff09<\/li>\n\n\n\n<li>\u7533\u8acb\u4eba\u4e4b\u5370\u7ae0<\/li>\n\n\n\n<li>\u571f\u5730\u53ca\u5efa\u7269\u767b\u8a18\u8b04\u672c<\/li>\n\n\n\n<li>\u500b\u4eba\u85aa\u8cc7\u8207\u6536\u5165\u8b49\u660e\uff08\u5982\u85aa\u8cc7\u55ae\u3001\u6263\u7e73\u6191\u55ae\u3001\u9280\u884c\u5b58\u647a\u7b49\uff09<\/li>\n\n\n\n<li>\u82e5\u6709\u9023\u5e36\u4fdd\u8b49\u4eba\uff0c\u9700\u9644\u4e0a\u4fdd\u8b49\u4eba\u4e4b<strong>\u8eab\u5206\u8b49\u3001\u5370\u7ae0\u3001\u6536\u5165\u8b49\u660e<\/strong><\/li>\n\n\n\n<li>\u5176\u4ed6\u6587\u4ef6\u4ee5\u7533\u8acb\u9280\u884c\u4e4b\u8981\u6c42\u800c\u4e0d\u540c<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u65b0\u9752\u5e74\u5b89\u5fc3\u6210\u5bb6\u8cb8\u6b3e\u7533\u8acb\u6d41\u7a0b<\/h2>\n\n\n<div id=\"rank-math-howto\" class=\"rank-math-block\">\n<div class=\"rank-math-howto-description\">\n\n<p><strong>\u65b0\u9752\u5e74\u5b89\u5fc3\u6210\u5bb6\u8cb8\u6b3e\u7533\u8acb\u6d41\u7a0b<\/strong><\/p>\n\n<\/div>\n\n<div class=\"rank-math-steps \">\n<div id=\"howto-step-1689056877538\" class=\"rank-math-step\">\n<div class=\"rank-math-step-content \"><p>Step 1. \u9078\u5b9a\u7533\u8acb\u9280\u884c<\/p>\n<\/div>\n<\/div>\n<div id=\"howto-step-1689056886997\" class=\"rank-math-step\">\n<div class=\"rank-math-step-content \"><p>Step 2. \u6e96\u5099\u7533\u8acb\u8cc7\u6599\u9001\u4ef6<\/p>\n<\/div>\n<\/div>\n<div id=\"howto-step-1689057188086\" class=\"rank-math-step\">\n<div class=\"rank-math-step-content \"><p>Step 3. \u9280\u884c\u9032\u884c\u5be9\u6838\uff08\u6642\u9593\u4f9d\u5404\u9280\u884c\u4e0d\u5b9a\uff09<\/p>\n<\/div>\n<\/div>\n<div id=\"howto-step-1689057189197\" class=\"rank-math-step\">\n<div class=\"rank-math-step-content \"><p>Step 4. <a href=\"https:\/\/www.alphaloan.co\/blog\/240\/bank-note\/\" target=\"_blank\" data-type=\"post\" data-id=\"240\" rel=\"noreferrer noopener\">\u7167\u6703<\/a>\u53ca\u7c3d\u7d04<a href=\"https:\/\/www.alphaloan.co\/blog\/308\/make-agreement\/\" target=\"_blank\" data-type=\"post\" data-id=\"308\" rel=\"noreferrer noopener\">\u5c0d\u4fdd<\/a><\/p>\n<\/div>\n<\/div>\n<div id=\"howto-step-1689057190246\" class=\"rank-math-step\">\n<div class=\"rank-math-step-content \"><p>Step 5. \u524d\u5f80\u5730\u653f\u4e8b\u52d9\u6240\u9032\u884c\u62b5\u62bc\u6b0a\u8a2d\u5b9a<\/p>\n<\/div>\n<\/div>\n<div id=\"howto-step-1689057235984\" class=\"rank-math-step\">\n<div class=\"rank-math-step-content \"><p>Step 6. \u64a5\u6b3e\u81f3\u6307\u5b9a\u7684\u9280\u884c\u5e33\u6236<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u8cb8\u6b3e\u5229\u7387\u8a08\u7b97\u65b9\u5f0f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u9752\u5b89\u8cb8\u6b3e\u4ee5\u4e2d\u83ef\u90f5\u653f\u80a1\u4efd\u6709\u9650\u516c\u53f82\u5e74\u671f\u5b9a\u671f\u5132\u91d1\u984d\u5ea6\u672a\u9054\u65b0\u81fa\u5e63500\u842c\u5143\u6a5f\u52d5\u5229\u7387\u70ba\u57fa\u6e96\u5229\u7387\uff0c\u81ea112\u5e743\u670829\u65e5\u8d77\u70ba<strong>1.595%<\/strong>\uff0c\u7531\u65bc\u5f9e111\u5e743\u670823\u65e5\u8d77\u81f3113\u5e74\u5e95\u6b62\uff0c\u6e1b\u5c11\u8abf\u53470.125%\uff0c\u56e0\u6b64\u5728111\u5e743\u670823\u65e5\u524d\u8f49\u8cb8\u4e4b\u501f\u6b3e\u4eba\u4e0d\u9069\u7528\u3002\u8a08\u606f\u65b9\u5f0f\u63a1<strong>\u4e00\u6bb5\u5f0f\u6a5f\u52d5\u5229\u7387<\/strong>\u3001<strong>\u4e8c\u6bb5\u5f0f\u6a5f\u52d5\u5229\u7387<\/strong>\u6216<strong>\u6df7\u5408\u5f0f\u56fa\u5b9a\u5229\u7387<\/strong>\u64c7\u4e00\uff0c<strong>\u9078\u5b9a\u5f8c\u4e0d\u5f97\u8b8a\u66f4<\/strong>\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u261d\ufe0f\u4e00\u6bb5\u5f0f\u6a5f\u52d5\u5229\u7387<br>\u81ea110\u5e741\u67081\u65e5\u8d77\u65b0\u8cb8\u653e\u6848\u4ef6\uff0c\u6309\u57fa\u6e96\u5229\u7387\u56fa\u5b9a\uff081.595% &#8211; 0.125% = 1.47%\uff09+ 0.555%\uff08\u76ee\u524d\u70ba2.025% \u2192  <strong>\u964d\u70ba1.775\uff05<\/strong>\uff09\u7684\u6a5f\u52d5\u8a08\u606f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u270c\ufe0f\u4e8c\u6bb5\u5f0f\u6a5f\u52d5\u5229\u7387<br>\u524d2\u5e74\u6309\u57fa\u6e96\u5229\u7387\u56fa\u5b9a\uff081.47%\uff09\uff0b 0.345% \uff08\u76ee\u524d\u70ba1.815% \u2192 \u6539\u70ba<strong>1.69%<\/strong>\uff09\u6a5f\u52d5\u8a08\u606f\uff0c\u7b2c3\u5e74\u8d77\u6309\u57fa\u6e96\u5229\u7387\u56fa\u5b9a\uff081.47%\uff09+ 0.645%\uff08\u76ee\u524d\u70ba2.115% \u2192 \u6539\u70ba<strong>1.99%<\/strong>\uff09\u6a5f\u52d5\u8a08\u606f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49\u6df7\u5408\u5f0f\u56fa\u5b9a\u5229\u7387<br>\u524d2\u5e74\u63a1\u56fa\u5b9a\u5229\u7387\uff0c\u7b2c\u4e09\u5e74\u8d77\u63a1\u6a5f\u52d5\u5229\u7387\u3002<br>\u2192\u7b2c1\u5e74\u6309\u300c\u64a5\u8cb8\u7576\u6642\u300d\u57fa\u6e96\u5229\u7387\u56fa\u5b9a\uff081.47%\uff09+ 0.525%\uff08\u76ee\u524d\u70ba1.995%\uff09<strong>\u56fa\u5b9a\u8a08\u606f<\/strong><br>\u2192\u7b2c2\u5e74\u6309\u300c\u64a5\u8cb8\u7576\u6642\u300d\u57fa\u6e96\u5229\u7387\u56fa\u5b9a\uff081.47%\uff09+ 0.625%\uff08\u76ee\u524d\u70ba2.095%\uff09<strong>\u56fa\u5b9a\u8a08\u606f<\/strong><br>\u2192\u7b2c3\u5e74\u8d77\u6309\u57fa\u6e96\u5229\u7387\u56fa\u5b9a\uff081.47%\uff09\uff0b 0.645%\uff08\u76ee\u524d\u70ba2.115%\uff09<strong>\u6a5f\u52d5\u8a08\u606f<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">P.s\u642d\u914d\u63aa\u65bd\uff1a\u5167\u653f\u90e8\u300c\u81ea\u8cfc\u4f4f\u5b85\u8cb8\u6b3e\u5229\u606f\u88dc\u8cbc\u300d\u6838\u5b9a\u6236\uff0c\u82e5\u5176\u4f4f\u5b85\u8cfc\u7f6e\u65e5\u671f\u7b26\u5408\u672c\u9805\u512a\u60e0\u8cb8\u6b3e\u8005\uff0c\u5f97\u642d\u914d\u4f7f\u7528\u3002<\/p>\n\n\n\n<blockquote class=\"instagram-media\" data-instgrm-captioned data-instgrm-permalink=\"https:\/\/www.instagram.com\/p\/CvZgpZsrwa-\/?utm_source=ig_embed&amp;utm_campaign=loading\" data-instgrm-version=\"14\" style=\" background:#FFF; border:0; border-radius:3px; box-shadow:0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width:540px; min-width:326px; padding:0; width:99.375%; width:-webkit-calc(100% - 2px); width:calc(100% - 2px);\"><div style=\"padding:16px;\"> <a href=\"https:\/\/www.instagram.com\/p\/CvZgpZsrwa-\/?utm_source=ig_embed&amp;utm_campaign=loading\" style=\" background:#FFFFFF; line-height:0; padding:0 0; text-align:center; text-decoration:none; width:100%;\" target=\"_blank\" rel=\"noopener\"> <div style=\" display: flex; flex-direction: row; align-items: center;\"> <div style=\"background-color: #F4F4F4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;\"><\/div> <div style=\"display: flex; flex-direction: column; flex-grow: 1; justify-content: center;\"> <div style=\" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;\"><\/div> <div style=\" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;\"><\/div><\/div><\/div><div style=\"padding: 19% 0;\"><\/div> <div style=\"display:block; height:50px; margin:0 auto 12px; width:50px;\"><svg width=\"50px\" height=\"50px\" viewBox=\"0 0 60 60\" version=\"1.1\" xmlns=\"https:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"https:\/\/www.w3.org\/1999\/xlink\"><g stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\"><g transform=\"translate(-511.000000, -20.000000)\" fill=\"#000000\"><g><path d=\"M556.869,30.41 C554.814,30.41 553.148,32.076 553.148,34.131 C553.148,36.186 554.814,37.852 556.869,37.852 C558.924,37.852 560.59,36.186 560.59,34.131 C560.59,32.076 558.924,30.41 556.869,30.41 M541,60.657 C535.114,60.657 530.342,55.887 530.342,50 C530.342,44.114 535.114,39.342 541,39.342 C546.887,39.342 551.658,44.114 551.658,50 C551.658,55.887 546.887,60.657 541,60.657 M541,33.886 C532.1,33.886 524.886,41.1 524.886,50 C524.886,58.899 532.1,66.113 541,66.113 C549.9,66.113 557.115,58.899 557.115,50 C557.115,41.1 549.9,33.886 541,33.886 M565.378,62.101 C565.244,65.022 564.756,66.606 564.346,67.663 C563.803,69.06 563.154,70.057 562.106,71.106 C561.058,72.155 560.06,72.803 558.662,73.347 C557.607,73.757 556.021,74.244 553.102,74.378 C549.944,74.521 548.997,74.552 541,74.552 C533.003,74.552 532.056,74.521 528.898,74.378 C525.979,74.244 524.393,73.757 523.338,73.347 C521.94,72.803 520.942,72.155 519.894,71.106 C518.846,70.057 518.197,69.06 517.654,67.663 C517.244,66.606 516.755,65.022 516.623,62.101 C516.479,58.943 516.448,57.996 516.448,50 C516.448,42.003 516.479,41.056 516.623,37.899 C516.755,34.978 517.244,33.391 517.654,32.338 C518.197,30.938 518.846,29.942 519.894,28.894 C520.942,27.846 521.94,27.196 523.338,26.654 C524.393,26.244 525.979,25.756 528.898,25.623 C532.057,25.479 533.004,25.448 541,25.448 C548.997,25.448 549.943,25.479 553.102,25.623 C556.021,25.756 557.607,26.244 558.662,26.654 C560.06,27.196 561.058,27.846 562.106,28.894 C563.154,29.942 563.803,30.938 564.346,32.338 C564.756,33.391 565.244,34.978 565.378,37.899 C565.522,41.056 565.552,42.003 565.552,50 C565.552,57.996 565.522,58.943 565.378,62.101 M570.82,37.631 C570.674,34.438 570.167,32.258 569.425,30.349 C568.659,28.377 567.633,26.702 565.965,25.035 C564.297,23.368 562.623,22.342 560.652,21.575 C558.743,20.834 556.562,20.326 553.369,20.18 C550.169,20.033 549.148,20 541,20 C532.853,20 531.831,20.033 528.631,20.18 C525.438,20.326 523.257,20.834 521.349,21.575 C519.376,22.342 517.703,23.368 516.035,25.035 C514.368,26.702 513.342,28.377 512.574,30.349 C511.834,32.258 511.326,34.438 511.181,37.631 C511.035,40.831 511,41.851 511,50 C511,58.147 511.035,59.17 511.181,62.369 C511.326,65.562 511.834,67.743 512.574,69.651 C513.342,71.625 514.368,73.296 516.035,74.965 C517.703,76.634 519.376,77.658 521.349,78.425 C523.257,79.167 525.438,79.673 528.631,79.82 C531.831,79.965 532.853,80.001 541,80.001 C549.148,80.001 550.169,79.965 553.369,79.82 C556.562,79.673 558.743,79.167 560.652,78.425 C562.623,77.658 564.297,76.634 565.965,74.965 C567.633,73.296 568.659,71.625 569.425,69.651 C570.167,67.743 570.674,65.562 570.82,62.369 C570.966,59.17 571,58.147 571,50 C571,41.851 570.966,40.831 570.82,37.631\"><\/path><\/g><\/g><\/g><\/svg><\/div><div style=\"padding-top: 8px;\"> <div style=\" color:#3897f0; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:550; line-height:18px;\">\u5728 Instagram \u67e5\u770b\u9019\u5247\u8cbc\u6587<\/div><\/div><div style=\"padding: 12.5% 0;\"><\/div> <div style=\"display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;\"><div> <div style=\"background-color: #F4F4F4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);\"><\/div> <div style=\"background-color: #F4F4F4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;\"><\/div> <div style=\"background-color: #F4F4F4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);\"><\/div><\/div><div style=\"margin-left: 8px;\"> <div style=\" background-color: #F4F4F4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;\"><\/div> <div style=\" width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg)\"><\/div><\/div><div style=\"margin-left: auto;\"> <div style=\" width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);\"><\/div> <div style=\" background-color: #F4F4F4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);\"><\/div> <div style=\" width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);\"><\/div><\/div><\/div> <div style=\"display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;\"> <div style=\" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;\"><\/div> <div style=\" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;\"><\/div><\/div><\/a><p style=\" color:#c9c8cd; font-family:Arial,sans-serif; font-size:14px; line-height:17px; margin-bottom:0; margin-top:8px; overflow:hidden; padding:8px 0 7px; text-align:center; text-overflow:ellipsis; white-space:nowrap;\"><a href=\"https:\/\/www.instagram.com\/p\/CvZgpZsrwa-\/?utm_source=ig_embed&amp;utm_campaign=loading\" style=\" color:#c9c8cd; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:normal; line-height:17px; text-decoration:none;\" target=\"_blank\" rel=\"noopener\">\u5f35\u4f9d\u840a Cardy | \u4fe1\u7528\u5361\u61f6\u4eba\u7406\u8ca1\u8853\uff08@journal.cardy\uff09\u5206\u4eab\u7684\u8cbc\u6587<\/a><\/p><\/div><\/blockquote> <script async src=\"\/\/www.instagram.com\/embed.js\"><\/script>\n\n\n\n<figure class=\"wp-block-table aligncenter\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\" colspan=\"3\"><strong>\u65b0\u9752\u5e74\u8cfc\u5c4b\u8cb8\u6b3e\u65b9\u6848\u6bd4\u8f03<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u820a\u5236\u65b9\u6848<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u65b0\u7248\u65b9\u6848<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u7533\u8acb\u689d\u4ef6 <\/td><td class=\"has-text-align-center\" data-align=\"center\" colspan=\"2\">\u7b26\u5408\u6c11\u6cd5\u898f\u5b9a\u4e4b\u6210\u5e74\u5e74\u9f61\u4ee5\u4e0a\uff0c\u4e14\u501f\u6b3e\u4eba\u8207\u5176\u914d\u5076\u53ca\u672a\u6210\u5e74\u5b50\u5973\u5747\u7121\u81ea\u6709\u4f4f\u5b85\u8005\u5373\u53ef\u7533\u8acb<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u8cb8\u6b3e\u984d\u5ea6  <\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6700\u9ad8\u53ef\u8cb88\u6210\uff0c\u984d\u5ea6\u6700\u9ad8800\u842c<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">\u8abf\u9ad8\u70ba1000\u842c<\/mark><\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u8cb8\u6b3e\u5e74\u9650  <\/td><td class=\"has-text-align-center\" data-align=\"center\">30\u5e74\uff1b\u5bec\u9650\u671f3\u5e74<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">40\u5e74\uff1b\u5bec\u9650\u671f\u5ef6\u81f35\u5e74<\/mark><\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u511f\u9084\u65b9\u5f0f <\/td><td class=\"has-text-align-center\" data-align=\"center\" colspan=\"2\"><strong>\u672c\u606f\u5206\u671f\u5e73\u5747\u6524\u9084\u6216\u672c\u91d1<\/strong>\u5206\u671f\u5e73\u5747\u6524\u9084<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u5229\u7387\u8a08\u7b97\u65b9\u5f0f<\/td><td class=\"has-text-align-center\" data-align=\"center\">1). <strong>\u4e00\u6bb5\u5f0f\u6a5f\u52d5<\/strong><br>\u57fa\u6e96\u5229\u7387\u56fa\u5b9a\uff081.595% &#8211; 0.125% = 1.47%\uff09 + 0.555% = 2.025%<br><br>2). <strong>\u4e8c\u6bb5\u5f0f\u6a5f\u52d5<\/strong><br>\u524d2\u5e74\u6309\u57fa\u6e96\u5229\u7387\u56fa\u5b9a\uff081.47%\uff09\uff0b 0.345% = 1.815%\uff1b<br>\u7b2c3\u5e74\u8d77\u6309\u57fa\u6e96\u5229\u7387\u56fa\u5b9a\uff081.47%\uff09+ 0.645% = 2.115%<br><br>3). <strong>\u6df7\u5408\u5f0f\u56fa\u5b9a<\/strong><br>\u7b2c1\u5e74\u6309\u7576\u6642\u57fa\u6e96\u5229\u7387\u56fa\u5b9a\uff081.47%\uff09 + 0.525% = 1.995% \u56fa\u5b9a\u8a08\u606f<br>\u7b2c2\u5e74\u6309\u7576\u6642\u57fa\u6e96\u5229\u7387\u56fa\u5b9a\uff081.47%\uff09+ 0.625% = 2.095% \u56fa\u5b9a\u8a08\u606f<br>\u7b2c3\u5e74\u8d77\u6309\u57fa\u6e96\u5229\u7387\u56fa\u5b9a\uff081.47%\uff09\uff0b0.645% = 2.115% \u6a5f\u52d5\u8a08\u606f<\/td><td class=\"has-text-align-center\" data-align=\"center\">1). <strong>\u4e00\u6bb5\u5f0f\u6a5f\u52d5<\/strong><br>\u5f9e2.025% \ud83d\udc49\u964d\u81f3<strong>1.775\uff05<\/strong><br><br>2). <strong>\u4e8c\u6bb5\u5f0f\u6a5f\u52d5<\/strong><br>\u524d2\u5e74\u70ba1.815% \ud83d\udc49\u964d\u81f3<strong>1.69%<\/strong><br>\u7b2c3\u5e74\u8d77\u70ba2.115% \ud83d\udc49\u964d\u81f3<strong>1.99%<\/strong><br><br>3). <strong>\u6df7\u5408\u5f0f\u56fa\u5b9a<\/strong><br>\u7b2c1\u5e74\u6309\u7576\u6642\u57fa\u6e96\u5229\u7387\u56fa\u5b9a\uff081.47%\uff09 + 0.525% = 1.995% \u56fa\u5b9a\u8a08\u606f<br>\u7b2c2\u5e74\u6309\u7576\u6642\u57fa\u6e96\u5229\u7387\u56fa\u5b9a\uff081.47%\uff09+ 0.625% = 2.095% \u56fa\u5b9a\u8a08\u606f<br>\u7b2c3\u5e74\u8d77\u6309\u57fa\u6e96\u5229\u7387\u56fa\u5b9a\uff081.47%\uff09\uff0b<br>0.645% = 2.115% \u6a5f\u52d5\u8a08\u606f<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u9752\u5e74\u5b89\u5fc3\u6210\u5bb6\u8cb8\u6b3e\u5e38\u898b\u554f\u984c<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1689234598931\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Q1\u3001\u9752\u5e74\u5b89\u5fc3\u6210\u5bb6\u8cfc\u5c4b\u512a\u60e0\u8cb8\u6b3e\u7533\u8acb\u671f\u9650\uff1f<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u7533\u8acb\u65e5\u70ba112\u5e741\u67081\u65e5\u81f3\u81f3115\u5e747\u670831\u65e5\u6b62\uff0c\u8996\u623f\u5c4b\u5e02\u5834\u60c5\u5f62\u53ca\u6c11\u773e\u4e4b\u5be6\u969b\u9700\u6c42\uff0c\u518d\u884c\u6aa2\u8a0e\uff0c\u5fc5\u8981\u6642\u5f97\u4e88\u4ee5\u5ef6\u9577\u3002<br \/>\u4e2d\u7ffb\u4e2d\u4e5f\u5c31\u662f\uff1a\u7533\u8acb\u6642\u9593\u52302026\/7\/31\u6b62\uff0c\u5230\u6642\u5019\u518d\u8a55\u4f30\uff0c\u6709\u9700\u8981\u7684\u8a71\u6703\u5ef6\u9577\u65b0\u9752\u5b89\u623f\u8cb8\u65b9\u6848\u5be6\u65bd\u3002<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689234608992\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Q2\u3001\u9752\u5e74\u5b89\u5fc3\u6210\u5bb6\u8cfc\u5c4b\u512a\u60e0\u8cb8\u6b3e\u6709\u5e74\u9f61\u9650\u5236\u55ce\uff1f<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u53ea\u8981\u662f\u7b26\u5408\u6c11\u6cd5\u898f\u5b9a\u4e4b\u6210\u5e74\u5e74\u9f61\u4ee5\u4e0a\uff0c\u4e14\u501f\u6b3e\u4eba\u3001\u914d\u5076\u53ca\u672a\u6210\u5e74\u5b50\u5973\u5747\u7121\u81ea\u6709\u4f4f\u5b85\u8005\u5373\u53ef\u7533\u8acb<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689234617073\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Q3\u3001\u9752\u5e74\u5b89\u5fc3\u6210\u5bb6\u8cfc\u5c4b\u512a\u60e0\u8cb8\u6b3e\u9650\u65bc\u9996\u8cfc\u65cf\u55ce\uff1f<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u51e1\u662f\u6c92\u8cb7\u904e\u623f\u5b50\u3001\u66fe\u6709\u623f\u5b50\u4f46\u5df2\u552e\u51fa\u6216\u8f49\u8b93\u8005\uff0c\u63db\u53e5\u8a71\u8aaa\u53ea\u8981\u540d\u4e0b\u6c92\u6709\u623f\u5c4b\u4e0d\u52d5\u7522\u767b\u8a18\u8005\u90fd\u53ef\u7533\u8acb<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1689234630820\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Q4\u3001\u8acb\u554f\u4e2d\u9014\u53ef\u4ee5\u518d\u8abf\u6574\u8cb8\u6b3e\u5229\u7387\u55ce\uff1f\u66fe\u7d93\u7533\u8acb\u904e\u9084\u53ef\u4ee5\u518d\u7533\u8acb\u55ce\uff1f<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u4e00\u65e6\u9078\u5b9a\u8cb8\u6b3e\u5229\u7387\u5247\u4e0d\u53ef\u518d\u66f4\u6539\uff0c\u800c\u53ea\u8981\u7533\u8acb\u6642\u540d\u4e0b\u6c92\u6709\u81ea\u6709\u4f4f\u5b85\u7684\u4eba\u7686\u53ef\u518d\u7533\u8acb\u3002<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u300c\u65b0\u9752\u5b89\u623f\u8cb8\u300d\u5c08\u6848\u5229\u7387\u5f9e 2.025\uff05\u964d\u70ba1.775\uff05\uff1b\u8cb8\u6b3e\u5e74\u9650\u5f9e 30 \u5e74\u5ef6\u9577\u70ba40 \u5e74\uff1b\u8cb8\u6b3e\u984d\u5ea6 800 \u842c\u8abf\u9ad8\u81f31,000 \u842c\uff0c\u5bec\u9650\u671f\u4e5f\u5f9e 3 \u5e74\u62c9\u9577\u81f3 5 \u5e74\u3002<\/p>\n","protected":false},"author":2,"featured_media":7144,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","_featuredTopicCount":0,"_summaryDetailed":"","footnotes":""},"categories":[1],"tags":[373,372,371,374],"class_list":["post-2369","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-loan","tag-373","tag-372","tag-371","tag-374"],"fimg_url":"https:\/\/www.alphaloan.co\/blog\/wp-content\/uploads\/2025\/01\/\u65b0\u9752\u5e74\u5b89\u5fc3\u6210\u5bb6.jpg","_links":{"self":[{"href":"https:\/\/www.alphaloan.co\/blog\/wp-json\/wp\/v2\/posts\/2369","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.alphaloan.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.alphaloan.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.alphaloan.co\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.alphaloan.co\/blog\/wp-json\/wp\/v2\/comments?post=2369"}],"version-history":[{"count":26,"href":"https:\/\/www.alphaloan.co\/blog\/wp-json\/wp\/v2\/posts\/2369\/revisions"}],"predecessor-version":[{"id":5970,"href":"https:\/\/www.alphaloan.co\/blog\/wp-json\/wp\/v2\/posts\/2369\/revisions\/5970"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.alphaloan.co\/blog\/wp-json\/wp\/v2\/media\/7144"}],"wp:attachment":[{"href":"https:\/\/www.alphaloan.co\/blog\/wp-json\/wp\/v2\/media?parent=2369"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.alphaloan.co\/blog\/wp-json\/wp\/v2\/categories?post=2369"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.alphaloan.co\/blog\/wp-json\/wp\/v2\/tags?post=2369"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}