{"id":697,"date":"2024-01-17T11:38:35","date_gmt":"2024-01-17T03:38:35","guid":{"rendered":"https:\/\/www.alphaloan.co\/blog\/?p=697"},"modified":"2024-01-17T11:38:36","modified_gmt":"2024-01-17T03:38:36","slug":"loan-to-invest","status":"publish","type":"post","link":"https:\/\/www.alphaloan.co\/blog\/697\/loan-to-invest\/","title":{"rendered":"\u8cb8\u6b3e\u6295\u8cc7\u5212\u7b97\u55ce\uff1f\u907f\u958b3\u5927\u98a8\u96aa\u8b93\u4f60\u8cb8\u6b3e\u6295\u8cc7\u4e5f\u80fd\u5b89\u5168\u7406\u8ca1"},"content":{"rendered":"\n

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\u8cb8\u6b3e\u6295\u8cc7\u76842\u5927\u65b9\u6cd5<\/h2>\n\n\n\n

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\u4ee5\u73fe\u6709\u623f\u5c4b\u9032\u884c\u589e\u8cb8<\/h3>\n\n\n\n

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\n
\"\"<\/a><\/figure>\n<\/div>\n\n\n
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\u5229\u7387\u8981\u4f4e\u624d\u6709\u5229\u5dee\u53ef\u4ee5\u8cfa<\/h3>\n\n\n\n
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\u5206\u6279\u6295\u5165\u662f\u738b\u9053<\/h3>\n\n\n\n
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\u8209\u4f8b\u4f86\u8aaa\uff0c\u963f\u767c\u9396\u5b9a\u597d\u4e00\u96bb\u91d1\u878d\u80a1\uff0c\u6253\u7b97\u5f9e\u80a1\u50f930\u584a\u958b\u59cb\u5efa\u5009\uff0c\u5f9e30\u584a\u958b\u59cb\u5206\u6279\u8cb7\u9032\uff0c\u4e00\u8def\u8cb7\u5230\u80a1\u50f924\u584a\uff0c\u5747\u50f9\u662f27\u584a\uff0c\u5982\u679c\u963f\u767c\u572830\u584a\u7684\u6642\u5019\u5c31all in\uff0c\u90a3\u9ebc\u4e4b\u5f8c\u80a1\u50f9\u4e0b\u8dcc\uff0c\u5c31\u6c92\u8fa6\u6cd5\u4ee5\u66f4\u4f4e\u7684\u50f9\u683c\u8cfc\u8cb7\u80a1\u7968\u4e86\u3002<\/p>\n\n\n\n
\u9650\u6642\u512a\u60e0\u4f4e\u5229\u4fe1\u8cb8\u65b9\u6848\u63a8\u85a6<\/th><\/tr>
 <\/td>

<\/div>
\"\"<\/figure>
<\/p>
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\n
\u512a\u60e0\u5229\u7387<\/p>\n<\/td>
\u9996\u671f0.01%\uff0c\u7b2c2\u671f\u8d772.8%\u8d77<\/p><\/td>
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\n
\u6700\u9ad8\u984d\u5ea6<\/p>\n<\/td>
600\u842c<\/p><\/td>
800\u842c<\/p><\/td>
800\u842c<\/p><\/td><\/tr>
\n
\u624b\u7e8c\u8cbb<\/p>\n<\/td>
\u901a\u8def\u9650\u5b9a 0 \u5143<\/p><\/td>
3,000\u5143\u8d77<\/p><\/td>
\u901a\u8def\u9650\u5b9a 0 \u5143<\/p><\/td><\/tr>
\n
APR<\/p>\n<\/td>
2.59%\u8d77<\/p><\/td>
3.30%\u8d77<\/p><\/td>
2.71%\u8d77<\/p><\/td><\/tr>
\n
\u63a8\u85a6\u539f\u56e0<\/p>\n<\/td>
\u9996\u671f\u512a\u60e0\u5e74\u5229\u73870.01%
\u9650\u6642\u512a\u60e0\u5e33\u7ba1\u8cbbNT$ 0
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 <\/td>\u7acb\u5373\u7533\u8acb<\/a><\/td>\u7acb\u5373\u7533\u8acb<\/a><\/td>\u7acb\u5373\u7533\u8acb<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
\u8cb8\u6b3e\u6295\u8cc7\u61c9\u8a72\u6ce8\u610f\u76843\u5927\u98a8\u96aa<\/h2>\n\n\n\n
\u592e\u884c\u5347\u606f<\/h3>\n\n\n\n
\u8cb8\u6b3e\u7684\u5229\u7387\u5927\u591a\u90fd\u5c6c\u65bc\u6a5f\u52d5\u8a08\u606f<\/a>\uff0c\u6703\u96a8\u8457\u4e2d\u592e\u9280\u884c\u7684\u8abf\u6574\u800c\u5347\u606f\u6216\u964d\u606f\uff0c\u96d6\u71362022\u5e74\u53f0\u7063\u5df2\u7d93\u5347\u606f2.5\u78bc=0.625%\uff0c\u4f46\u5229\u7387\u4ecd\u8655\u5728\u6b77\u53f2\u76f8\u5c0d\u4f4e\u9ede\uff0c\u672a\u4f86\u592e\u884c\u9084\u662f\u6709\u53ef\u80fd\u6703\u5347\u606f\uff0c\u5347\u606f\u4e4b\u5f8c\u5229\u7387\u8b8a\u9ad8\uff0c\u6bcf\u6708\u9700\u8981\u8ca0\u64d4\u7684\u8cb8\u6b3e\u91d1\u984d\u5c31\u6703\u8b8a\u9ad8\uff0c\u5982\u679c\u6536\u5165\u4e0d\u5982\u9810\u671f\uff0c\u6c92\u8fa6\u6cd5\u6e96\u6642\u652f\u4ed8\u8cb8\u6b3e\u7684\u8a71\uff0c\u8cb8\u6b3e\u9072\u7e73\u7684\u5f8c\u679c\u4e0d\u582a\u8a2d\u60f3\u3002<\/p>\n\n\n\n
\u6295\u8cc7\u56de\u5831\u4e0d\u5982\u9810\u671f<\/h3>\n\n\n\n
\u8cb8\u6b3e\u6295\u8cc7\u8cb7\u80a1\u7968\u5f88\u5927\u4e00\u90e8\u4efd\u662f\u70ba\u4e86\u8cfa\u80a1\u7968\u6b96\u5229\u7387\u548c\u8cb8\u6b3e\u5229\u7387\u4e4b\u9593\u7684\u5229\u5dee\uff0c\u6240\u4ee5\u9078\u64c7\u4e86\u6295\u8cc7\u904e\u53bb\u8868\u73fe\u90fd\u5f88\u7a69\u5065\u7684\u5927\u578b\u6b0a\u503c\u80a1\uff0c\u5f80\u5e74\u90fd\u56fa\u5b9a\u767c\u653e6%~8%\u7684\u80a1\u5229\uff0c\u56e0\u6b64\u7533\u8acb\u4e862%\u8cb8\u6b3e\u53bb\u6295\u8cc7\uff0c\u6de8\u8cfa\u4e2d\u9593\u76844%~6%\u5229\u5dee\uff0c\u4f46\u5982\u679c\u525b\u597d\u4eca\u5e74\u5c31\u662f\u4e0d\u666f\u6c23\uff0c\u80a1\u5229\u767c\u653e\u7e2e\u6c34\uff0c\u751a\u81f3\u662f\u4e0d\u767c\u80a1\u5229\uff0c\u90a3\u9ebc\u662f\u8981\u8a8d\u8ce0\u6bba\u51fa\u55ce\uff1f\u9084\u662f\u7e7c\u7e8c\u62b1\u8457\u7b49\u4ed6\u56de\u4f86\u5462\uff1f\u9019\u6bb5\u6642\u9593\u7684\u8cb8\u6b3e\u9084\u7e73\u5f97\u51fa\u4f86\u55ce\uff1f<\/p>\n\n\n\n
\u7121\u6cd5\u7dad\u6301\u7a69\u5065\u73fe\u91d1\u6d41<\/h3>\n\n\n\n
\u8cb8\u6b3e\u6295\u8cc7\u6700\u6700\u6700\u91cd\u8981\u7684\u4e8b\u5c31\u662f\u8981\u78ba\u4fdd\u6709\u7a69\u5b9a\u7684\u73fe\u91d1\u6d41\uff0c\u6bcf\u500b\u6708\u9700\u8981\u652f\u4ed8\u7684\u8cb8\u6b3e\u91d1\u984d\u8981\u5efa\u8b70\u4f4e\u65bc\u6bcf\u6708\u56fa\u5b9a\u6536\u5165\u768430%\uff0c\u624d\u80fd\u78ba\u4fdd\u5c31\u7b97\u6295\u8cc7\u56de\u5831\u4e0d\u5982\u9810\u671f\uff0c\u6216\u662f\u6295\u8cc7\u56de\u5831\u6c92\u9019\u9ebc\u5feb\u6536\u56de\u6642\uff0c\u90fd\u9084\u6709\u8db3\u5920\u7684\u73fe\u91d1\u53ef\u4ee5\u652f\u4ed8\u8cb8\u6b3e\uff0c\u800c\u4e0d\u662f\u88ab\u8feb\u8ce3\u6389\u5c1a\u672a\u7522\u751f\u6536\u76ca\u7684\u6295\u8cc7\u6a19\u7684\uff0c\u4f86\u53bb\u511f\u9084\u8cb8\u6b3e\uff0c\u660e\u660e\u5c31\u662f\u70ba\u4e86\u6295\u8cc7\u624d\u53bb\u8cb8\u6b3e\uff0c\u537b\u70ba\u4e86\u9084\u6bcf\u6708\u8cb8\u6b3e\u800c\u8ce3\u6389\u6295\u8cc7\u90e8\u4f4d\uff0c\u53ef\u8aaa\u662f\u672c\u672b\u5012\u7f6e\u4e86\u3002<\/p>\n\n\n\n
\u5df2\u7d93\u9396\u5b9a\u597d\u6295\u8cc7\u6a19\u7684\uff0c\u4e5f\u5df2\u7d93\u78ba\u8a8d\u73fe\u91d1\u6d41\u90fd\u6c92\u554f\u984c\u4e86\uff0c\u5c31\u53ea\u5dee\u7533\u8acb\u5230\u4f4e\u5229\u7387\u8cb8\u6b3e\uff0c\u90a3\u9ebc\u975e\u5e38\u63a8\u85a6\u4f60\u4f7f\u7528AlphaLoan\u5be6\u8cb8\u6bd4\u8f03\u7db2<\/a>\uff0c\u8d85\u7d1a\u597d\u7528\u7684\u500b\u4eba\u5316\u4fe1\u8cb8\u6bd4\u8f03\u5de5\u5177\uff0c\u8f38\u5165\u4f60\u7684\u5de5\u4f5c\u6536\u5165\u6982\u6cc1\u548c\u4fe1\u7528\u5361\u4f7f\u7528\u72c0\u6cc1\uff0c\u5c31\u80fd\u5e6b\u4f60\u5feb\u901f\u627e\u5230\u6700\u9069\u5408\u4f60\u7684\u4f4e\u5229\u7387\u4fe1\u7528\u8cb8\u6b3e\uff0c\u7701\u53bb\u4f60\u4e00\u5bb6\u4e00\u5bb6\u9280\u884c\u6bd4\u8f03\u7684\u6642\u9593\uff0c\u9084\u80fd\u5e6b\u4f60\u627e\u5230\u6700\u4f4e\u5229\u7387\u7684\u8cb8\u6b3e\u5594\uff01<\/p>\n\n\n
\n
\"\"<\/a><\/figure>\n<\/div>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\u4fe1\u8cb8\u5229\u7387\u6bd4\u8f03\u8868<\/th>\n<\/tr>\n
\u9280\u884c<\/td>\n\u4fe1\u8cb8\u65b9\u6848<\/td>\n\u4fe1\u8cb8\u5229\u7387<\/td>\n\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387<\/td>\n<\/tr>\n
\u6ed9\u8c50\u9280\u884c<\/a><\/td>\n\u500b\u4eba\u4fe1\u8cb8<\/td>\n0.01%\u8d77<\/td>\n2.54%-15.99% \"\"<\/a><\/td>\n<\/tr>\n
\u53f0\u5317\u5bcc\u90a6<\/a><\/td>\nAlphaLoan\u9650\u6642\u4fe1\u8cb8<\/td>\n0.01%\u8d77<\/td>\n2.71%~14.42% \"\"<\/a><\/td>\n<\/tr>\n
\u51f1\u57fa\u9280\u884c<\/a><\/td>\nAlphaLoan \u5c08\u5c6c\u9650\u6642\u4fe1\u8cb8<\/td>\n0.01%\u8d77<\/td>\n3.17%~16.78% \"\"<\/a><\/td>\n<\/tr>\n
\u7389\u5c71\u9280\u884c<\/a><\/td>\ne\u6307\u4fe1\u8cb8AlphaLoan\u7368\u5bb6\u65b9\u6848<\/td>\n0.01%\u8d77<\/td>\n3.21%~15.12% \"\"<\/a><\/td>\n<\/tr>\n
\u4e2d\u570b\u4fe1\u8a17<\/a><\/td>\nonline\u8cb8<\/td>\n0.01%\u8d77<\/td>\n3.33%~14.87% \"\"<\/a><\/td>\n<\/tr>\n
\u6c38\u8c50\u9280\u884c<\/a><\/td>\n\u6578\u6642\u8cb8<\/td>\n0.01%\u8d77<\/td>\n2.51%~14.84% \"\"<\/a><\/td>\n<\/tr>\n
\u738b\u9053\u9280\u884c<\/a><\/td>\n\u4e00\u822c\u4fe1\u8cb8<\/td>\n2.25%\u8d77<\/td>\n2.25%~16.00% \"\"<\/a><\/td>\n<\/tr>\n
\u806f\u90a6\u9280\u884c<\/a><\/td>\n\u9214\u671f\u8cb8<\/td>\n0.01%\u8d77<\/td>\n2.42%~14.45%\u00a0\"\"<\/a><\/td>\n<\/tr>\n
Bankee<\/a><\/td>\n\u6311\u6230\u578b\u4fe1\u8cb8-\u6311\u6230\u6210\u529f50%\u56de\u994b<\/a><\/td>\n4%\u8d77<\/td>\n5.23%~15.34%\u00a0\"\"<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n
\u8cb8\u6b3e\u6295\u8cc7\u5e38\u898b\u554f\u984cQ&A<\/h2>\n\n\n
\n
\n
\n
Q1. \u8cb8\u6b3e\u6295\u8cc7\u597d\u55ce\uff1f<\/h3>\n
\n\n
\u8cb8\u6b3e\u501f\u9322\u4f86\u6295\u8cc7\u4e5f\u53ea\u662f\u4e00\u7a2e\u7406\u8ca1\u65b9\u5f0f\uff0c\u4e26\u6c92\u6709\u4e00\u5b9a\u597d\u6216\u4e0d\u597d\uff0c\u53ea\u8981\u63a7\u5236\u98a8\u96aa\uff0c\u628a\u63e1\u4f4f\u6700\u57fa\u672c\u7684\u539f\u5247\uff1a\u80fd\u5920\u7a69\u5b9a\u6bcf\u6708\u7e73\u4ea4\u8cb8\u6b3e\u91d1\u984d\u4e14\u4e0d\u96a8\u610f\u6295\u8cc7\u9ad8\u98a8\u96aa\u6a19\u7684\uff0c\u5229\u7528\u8cb8\u6b3e\u4f86\u6295\u8cc7\u4e5f\u4e0d\u5931\u70ba\u4e00\u500b\u7d2f\u7a4d\u8ca1\u5bcc\u7684\u597d\u65b9\u5f0f\u5594\uff01<\/p>\n\n<\/div>\n<\/div>\n
\n
Q2. \u8cb8\u6b3e\u6295\u8cc7\u6709\u54ea\u4e9b\u98a8\u96aa\uff1f<\/h3>\n
\n\n
\u8cb8\u6b3e\u501f\u9322\u6295\u8cc7\u6700\u4e3b\u8981\u7684\u98a8\u96aa\u67093\u500b\uff1a\u592e\u884c\u5347\u606f\u3001\u6295\u8cc7\u56de\u5831\u4e0d\u5982\u9810\u671f\u3001\u7121\u6cd5\u7dad\u6301\u7a69\u5065\u73fe\u91d1\u6d41\u3002<\/p>\n\n<\/div>\n<\/div>\n
\n
Q3. \u70ba\u4ec0\u9ebc\u5927\u5bb6\u90fd\u8aaa\u4e0d\u8981\u501f\u9322\u6295\u8cc7\uff1f<\/h3>\n
\n\n
\u501f\u9322\u6295\u8cc7\u5c31\u76f8\u7576\u65bc\u662f\u5411\u672a\u4f86\u7684\u81ea\u5df1\u501f\u9322\uff0c\u5982\u679c\u6c92\u6709\u597d\u597d\u63a7\u5236\u98a8\u96aa\u3001\u8cfa\u5230\u8db3\u5920\u7684\u5229\u5dee\uff0c\u5c31\u7b49\u65bc\u662f\u5728\u5e6b\u672a\u4f86\u7684\u81ea\u5df1\u88fd\u9020\u8ca0\u50b5\u800c\u5df2\u5594\uff0c\u76f8\u5c0d\u4f86\u8aaa\u662f\u98a8\u96aa\u6bd4\u8f03\u9ad8\u7684\u884c\u70ba\uff01<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"
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