{"id":728,"date":"2024-01-02T15:48:18","date_gmt":"2024-01-02T07:48:18","guid":{"rendered":"https:\/\/www.alphaloan.co\/blog\/?p=728"},"modified":"2025-07-04T14:06:40","modified_gmt":"2025-07-04T06:06:40","slug":"youth-entrepreneurs-loan-review","status":"publish","type":"post","link":"https:\/\/www.alphaloan.co\/blog\/728\/youth-entrepreneurs-loan-review\/","title":{"rendered":"[\u9752\u5e74\u5275\u696d\u8cb8\u6b3e\u5fc3\u5f97]\u54ea\u5bb6\u9280\u884c\u6bd4\u8f03\u5bb9\u6613\u7533\u8acb\u9752\u5e74\u5275\u696d\u8cb8\u6b3e\uff1f"},"content":{"rendered":"\n

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\u6574\u9ad4\u800c\u8a00\u516c\u80a1\u9280\u884c\u6838\u8cb8\u4ef6\u6578\u5927\u65bc\u6c11\u71df\u9280\u884c\uff0c\u4f46\u5be6\u969b\u4e0a\u6703\u4e0d\u6703\u53d7\u7406\u7533\u8acb\u3001\u6838\u8cb8\uff0c\u9084\u662f\u6703\u4f9d\u7167\u4f60\u7684\u689d\u4ef6\u548c\u9019\u5bb6\u5206\u884c\u800c\u5b9a\uff0c\u5c31\u7b97\u662f\u540c\u4e00\u5bb6\u9280\u884c\uff0c\u5728A\u5206\u884c\u7533\u8acb\u9752\u5275\u8cb8\u6b3e\u88ab\u62d2\uff0c\u6539\u6210\u53bbB\u5206\u884c\u7533\u8acb\uff0c\u4e5f\u662f\u6709\u53ef\u80fd\u6703\u901a\u904e\u7684\uff0c\u5982\u679c\u78ba\u5b9a\u81ea\u5df1\u7684\u4fe1\u7528\u72c0\u6cc1\u6b63\u5e38\uff0c\u53ef\u4ee5\u8a66\u8a66\u770b\u53bb\u9694\u58c1\u7f3a\u696d\u7e3e\u7684\u5206\u884c\u7533\u8acb\u5594\u3002<\/p>\n\n\n\n

\u9752\u5275\u8cb8\u6b3e\u627f\u8cb8\u9280\u884c<\/strong><\/td>\u4fe1\u4fdd\u57fa\u91d1\u6838\u4fdd\u4ef6\u6578<\/strong><\/td><\/tr>
\u81fa\u7063\u4f01\u9280<\/td>18,365<\/td><\/tr>
\u5408\u5eab\u9280\u884c<\/td>14,565<\/td><\/tr>
\u5f70\u5316\u5546\u9280<\/td>9,697<\/td><\/tr>
\u83ef\u5357\u5546\u9280<\/td>9,429<\/td><\/tr>
\u7b2c\u4e00\u5546\u9280<\/td>8,978<\/td><\/tr><\/tbody><\/table>
\u8cc7\u6599\u4f86\u6e90\uff1a109\/8\/11~111\/6\/20 \u4fe1\u4fdd\u57fa\u91d1\u9752\u5e74\u5275\u696d\u53ca\u555f\u52d5\u91d1\u8cb8\u6b3e\u4fe1\u7528\u4fdd\u8b49\u8fa6\u7406\u60c5\u5f62\u7d71\u8a08\u8868<\/figcaption><\/figure>\n\n\n\n

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\u9752\u5e74\u5275\u696d\u8cb8\u6b3e\u5fc3\u5f97\u5206\u4eab<\/h2>\n\n\n\n

\u9752\u5275\u8cb8\u6b3e\u512a\u9ede<\/h3>\n\n\n\n
    \n
  1. \u8cb8\u6b3e\u5229\u7387\u4f4e\uff0c\u6309\u90f5\u5c40\u5b9a\u5132<\/a>\u52a00.575%\u6a5f\u52d5\u8a08\u606f\u3002\u76ee\u524d\u70ba1.595 % + 0.575% = 2.17%\u3002<\/li>\n\n\n\n
  2. \u8cb8\u6b3e\u984d\u5ea6\u9ad8\uff0c\u6700\u9ad81,200\u842c\u5143\u3002<\/li>\n\n\n\n
  3. \u4e0d\u5b9a\u671f\u6709\u6700\u9ad8100\u842c\u5143\u3001\u6700\u95775\u5e74\u4e4b\u5229\u606f\u88dc\u8cbc\u3002<\/li>\n\n\n\n
  4. \u4e0d\u4e00\u5b9a\u8981\u64d4\u4fdd\u54c1\u6216\u4fdd\u4eba\uff0c\u53ef\u7533\u8acb\u4fe1\u4fdd\u57fa\u91d1\u4fdd\u8b49\u3002<\/li>\n<\/ol>\n\n\n\n

    \u9752\u5275\u8cb8\u6b3e\u7f3a\u9ede<\/h3>\n\n\n\n
      \n
    1. \u9700\u8981\u4e0a\u653f\u5e9c\u8a8d\u8b49\u8ab2\u7a0b<\/a>\u905420\u5c0f\u6642<\/li>\n\n\n\n
    2. \u9700\u6210\u7acb5\u5e74\u5167\u7684\u516c\u53f8\u884c\u865f<\/li>\n\n\n\n
    3. \u9700\u64b0\u5beb\u5275\u696d\u8a08\u756b\u66f8<\/li>\n\n\n\n
    4. \u8cb8\u6b3e\u7533\u8acb\u624b\u7e8c\u7e41\u7463<\/li>\n<\/ol>\n\n\n
      \n\n\n\n\n\n\n
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      \"\"\n\u4e2d\u570b\u4fe1\u8a17\u4e2d\u5c0f\u4f01\u696d\u8cb8\u6b3e\n\"apply<\/a><\/td>\n\u8cb8\u6b3e\u984d\u5ea6\uff1a\u6700\u9ad81,000\u842c\u5143\n\u8cb8\u6b3e\u671f\u9650\uff1a\u6700\u95775\u5e74<\/td>\n*\u514d\u64d4\u4fdd\u54c1\uff1a\u79fb\u9001\u4fe1\u7528\u4fdd\u8b49\uff0c\u514d\u64d4\u4fdd\u54c1\u62b5\u62bc<\/strong><\/td>\n<\/tr>\n
      \"\"\n\u5bcc\u90a6\u4f01\u8cb8\n\"apply<\/a><\/td>\n\u8cb8\u6b3e\u984d\u5ea6\uff1a\u6700\u9ad82,000\u842c\u5143\n\u8cb8\u6b3e\u671f\u9650\uff1a\u6700\u95775\u5e74<\/td>\n\u878d\u8cc7\u65b9\u5f0f\u591a\u5143\uff1a\u5305\u542b\u9084\u672c\u578b\u8cb8\u6b3e\u3001\u5faa\u74b0\u578b\u8cb8\u6b3e\u3001\u4e0d\u52d5\u7522\u878d\u8cc7\u3001\u5ba2\u7968\u878d\u8cc7<\/td>\n<\/tr>\n
      \"\"\n\u5bcc\u90a6\u982d\u5bb6\u7d66\u529b\u8cb8\n\"apply<\/a><\/td>\n\u8cb8\u6b3e\u984d\u5ea6\uff1a\u6700\u9ad8200\u842c\u5143\n\u8cb8\u6b3e\u671f\u9650\uff1a\u6700\u95775\u5e74<\/td>\n\u7d93\u71df2\u5e74\u4ee5\u4e0a\u7684\u5c0f\u5fae\u4f01\u696d\u4e14\u6709\u7a05\u7c4d\u767b\u8a18\u5373\u53ef\u7533\u8cb8<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n\n\n

      \u9752\u5e74\u5275\u696d\u8cb8\u6b3e\u5fc3\u5f97\u7d50\u8ad6<\/h2>\n\n\n\n

      \u653f\u5e9c\u7acb\u610f\u826f\u5584\u7684\u9752\u5e74\u5275\u696d\u8cb8\u6b3e\uff0c\u96d6\u7136\u8cb8\u6b3e\u5229\u7387\u4f4e\u3001\u53c8\u6709\u5229\u606f\u88dc\u52a9\uff0c\u4f46\u771f\u7684\u6709\u7a2e\u8b93\u4eba\u770b\u5f97\u5230\u5403\u4e0d\u5230\u7684\u611f\u89ba\uff0c\u8dd1\u4e862.3\u5bb6\u9280\u884c\u90fd\u4e0d\u7d66\u7533\u8acb\uff0c\u597d\u4e0d\u5bb9\u6613\u9806\u5229\u63d0\u51fa\u7533\u8acb\u4e86\uff0c\u5230\u771f\u6b63\u8cb8\u6b3e\u8fa6\u4e0b\u4f86\u3001\u62ff\u5230\u8cc7\u91d1\uff0c\u53c8\u662f2.3\u500b\u79ae\u62dc\u904e\u53bb\uff0c\u5982\u679c\u662f\u6025\u9700\u5468\u8f49\u91d1\u7684\u8a71\uff0c\u628a\u5e0c\u671b\u90fd\u653e\u5728\u9752\u5275\u8cb8\u6b3e\u4e0a\uff0c\u771f\u7684\u6703\u6025\u6b7b\u4eba\uff0c\u7576\u7136\u9806\u5229\u8fa6\u6210\u8cb8\u6b3e\uff0c\u9084\u662f\u5f88\u4e0d\u932f\u7684\uff0c\u6bd4\u8f03\u5efa\u8b70\u5728\u4e0d\u7dca\u6025\u7684\u6642\u5019\u4e8b\u5148\u7533\u8acb\uff0c\u5343\u842c\u4e0d\u8981\u5728\u7dca\u6025\u9700\u8981\u7684\u6642\u5019\u624d\u958b\u59cb\u7533\u8acb\u8cb8\u6b3e\u3002<\/p>\n\n\n\n

      \u6709\u7dca\u6025\u8cc7\u91d1\u9700\u6c42\u7684\u4eba\uff0c\u5efa\u8b70\u53ef\u4ee5\u7528\u4f01\u696d\u4e3b\u7684\u500b\u4eba\u540d\u7fa9\u7533\u8acb\u4f4e\u5229\u7387\u4fe1\u7528\u8cb8\u6b3e\uff0c\u4e0d\u4f46\u653e\u6b3e\u901f\u5ea6\u5feb\uff0c\u5229\u7387\u6700\u4f4e\u4e5f\u53ea\u89811.92%\u8d77\u3002<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
      \u4fe1\u8cb8\u5229\u7387\u6bd4\u8f03\u8868<\/th>\n<\/tr>\n
      \u9280\u884c<\/td>\n\u4fe1\u8cb8\u65b9\u6848<\/td>\n\u4fe1\u8cb8\u5229\u7387<\/td>\n\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387<\/td>\n<\/tr>\n
      \u6ed9\u8c50\u9280\u884c<\/a><\/td>\n\u500b\u4eba\u4fe1\u8cb8<\/td>\n0.01%\u8d77<\/td>\n2.54%-15.99% \"\"<\/a><\/td>\n<\/tr>\n
      \u53f0\u5317\u5bcc\u90a6<\/a><\/td>\nAlphaLoan\u9650\u6642\u4fe1\u8cb8<\/td>\n0.01%\u8d77<\/td>\n2.71%~14.42% \"\"<\/a><\/td>\n<\/tr>\n
      \u51f1\u57fa\u9280\u884c<\/a><\/td>\nAlphaLoan \u5c08\u5c6c\u9650\u6642\u4fe1\u8cb8<\/td>\n0.01%\u8d77<\/td>\n3.17%~16.78% \"\"<\/a><\/td>\n<\/tr>\n
      \u7389\u5c71\u9280\u884c<\/a><\/td>\ne\u6307\u4fe1\u8cb8AlphaLoan\u7368\u5bb6\u65b9\u6848<\/td>\n0.01%\u8d77<\/td>\n3.21%~15.12% \"\"<\/a><\/td>\n<\/tr>\n
      \u4e2d\u570b\u4fe1\u8a17<\/a><\/td>\nonline\u8cb8<\/td>\n0.01%\u8d77<\/td>\n3.33%~14.87% \"\"<\/a><\/td>\n<\/tr>\n
      \u6c38\u8c50\u9280\u884c<\/a><\/td>\n\u6578\u6642\u8cb8<\/td>\n0.01%\u8d77<\/td>\n2.51%~14.84% \"\"<\/a><\/td>\n<\/tr>\n
      \u738b\u9053\u9280\u884c<\/a><\/td>\n\u4e00\u822c\u4fe1\u8cb8<\/td>\n2.25%\u8d77<\/td>\n2.25%~16.00% \"\"<\/a><\/td>\n<\/tr>\n
      \u806f\u90a6\u9280\u884c<\/a><\/td>\n\u9214\u671f\u8cb8<\/td>\n0.01%\u8d77<\/td>\n2.42%~14.45%\u00a0\"\"<\/a><\/td>\n<\/tr>\n
      Bankee<\/a><\/td>\n\u6311\u6230\u578b\u4fe1\u8cb8-\u6311\u6230\u6210\u529f50%\u56de\u994b<\/a><\/td>\n4%\u8d77<\/td>\n5.23%~15.34%\u00a0\"\"<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n
      \u5ef6\u4f38\u95b1\u8b80\uff1a\u5fae\u578b\u5275\u696d\u9cf3\u51f0\u8cb8\u6b3e\u597d\u8fa6\u55ce\uff1f3\u5206\u9418\u641e\u61c2\u7533\u8acb\u689d\u4ef6.\u6d41\u7a0b.\u6e96\u5099\u6587\u4ef6<\/a><\/pre>\n\n\n
      \n
      \"\"<\/a><\/figure>\n<\/div>","protected":false},"excerpt":{"rendered":"
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