{"id":744,"date":"2022-06-28T18:25:43","date_gmt":"2022-06-28T10:25:43","guid":{"rendered":"https:\/\/www.alphaloan.co\/blog\/?p=744"},"modified":"2025-07-04T14:05:56","modified_gmt":"2025-07-04T06:05:56","slug":"working-holiday-loan","status":"publish","type":"post","link":"https:\/\/www.alphaloan.co\/blog\/744\/working-holiday-loan\/","title":{"rendered":"\u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e\u653b\u7565\u5927\u5168.\u6700\u9ad815\u842c\u7533\u8acb\u689d\u4ef6\u6d41\u7a0b\u4e00\u6b21\u770b"},"content":{"rendered":"\n<pre class=\"wp-block-preformatted\">\u60f3\u53bb\u6d77\u5916\u81ea\u52a9\u65c5\u884c\u3001\u904a\u5b78\u6216\u5ea6\u5047\u6253\u5de5\uff0c\u537b\u6c92\u6709\u8db3\u5920\u7684\u8cc7\u91d1\u53ef\u4ee5\u6210\u884c\uff1f\u5176\u5be6\u53ef\u4ee5\u7533\u8acb\u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e\uff0c\u5e6b\u4f60\u88dc\u8db3\u5dee\u984d\uff0c\u4e00\u5713\u51fa\u570b\u5192\u96aa\u7684\u5922\u60f3\uff0c\u7db2\u4e0a\u4e5f\u6709\u8a31\u591a\u4eba\u5206\u4eab\u4ed6\u5011\u7533\u8acb\u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e\u7684\u5fc3\u5f97\uff0c\u672c\u7bc7\u7d71\u6574\u4e86\u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e\u7684\u7533\u8acb\u689d\u4ef6\u3001\u6e96\u5099\u6587\u4ef6\u3001\u8cb8\u6b3e\u984d\u5ea6\u3001\u671f\u9650\u7b49\u7b49\uff0c\u53ea\u8981\u4f60\u9084\u6c92\u6709\u6eff36\u6b72\uff0c35\u6b72\u4ee5\u4e0b\u90fd\u53ef\u4ee5\u7533\u8fa6\u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e\u5594\uff01<\/pre>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/pse.is\/7f2mhy\" target=\"_blank\" rel=\"noreferrer noopener\"><img fetchpriority=\"high\" decoding=\"async\" width=\"970\" height=\"250\" src=\"https:\/\/www.alphaloan.co\/blog\/wp-content\/uploads\/2024\/06\/blog-CTA-20250415.jpg\" alt=\"\" class=\"wp-image-6463\" srcset=\"https:\/\/www.alphaloan.co\/blog\/wp-content\/uploads\/2024\/06\/blog-CTA-20250415.jpg 970w, https:\/\/www.alphaloan.co\/blog\/wp-content\/uploads\/2024\/06\/blog-CTA-20250415-300x77.jpg 300w, https:\/\/www.alphaloan.co\/blog\/wp-content\/uploads\/2024\/06\/blog-CTA-20250415-768x198.jpg 768w\" sizes=\"(max-width: 970px) 100vw, 970px\" \/><\/a><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e\u65b9\u6848\u5167\u5bb9<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><b>\u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848<\/b><\/td><td><strong>\u8cb8\u6b3e\u5167\u5bb9\u8aaa\u660e<\/strong><\/td><\/tr><tr><td>\u9069\u7528\u5c0d\u8c61<\/td><td>\u5408\u6c11\u6cd5\u898f\u5b9a\u4e4b\u6210\u5e74\u5e74\u9f61\u4ee5\u4e0a~35\u6b72\u7684\u4e2d\u83ef\u6c11\u570b\u570b\u6c11<\/td><\/tr><tr><td>\u7533\u8acb\u689d\u4ef6<\/td><td>1. \u4fe1\u7528\u72c0\u6cc1\u826f\u597d\uff0c\u7121\u4e0d\u826f\u7d00\u9304\u3002<br>2. \u9808\u63d0\u4f9b\u4fdd\u8b49\u4eba\u4e00\u4eba<br>3. \u81ea\u509930%\u81ea\u7c4c\u6b3e<br>4. \u5bb6\u5ead\u5e74\u6240\u5f97\u5728114\u842c\u4ee5\u4e0b\u512a\u5148\u8fa6\u7406\uff0c\u4e14\u514d\u63d030%\u4e4b\u81ea\u7c4c\u6b3e\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u984d\u5ea6<\/td><td>\u8a08\u756b\u6240\u9700\u8cc7\u91d1\u4e4b70%\u70ba\u4e0a\u9650\uff0c\u6700\u9ad815\u842c\u5143\u3002<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5229\u7387<\/td><td>\u4f9d\u81fa\u7063\u4e2d\u5c0f\u4f01\u696d\u9280\u884c\u57fa\u6e96\u5229\u7387\uff08\u6708\u8abf\u6574\uff09\u6a5f\u52d5\u8a08\u606f<\/td><\/tr><tr><td>\u7533\u8acb\u6d41\u7a0b<\/td><td>\u9001\u51fa\u7533\u8acb\u2192\u7167\u6703\u2192\u5be9\u6838\u2192\u5c0d\u4fdd\u7c3d\u7d04\u2192\u64a5\u6b3e<\/td><\/tr><tr><td>\u8cb8\u6b3e\u671f\u9650<\/td><td>\u6700\u95775\u5e74\uff0c\u542b\u5bec\u9650\u671f1\u5e74(\u5bec\u9650\u671f\u70ba\u5be9\u6838\u5236)<\/td><\/tr><tr><td>\u9084\u6b3e\u65b9\u5f0f<\/td><td>\u5bec\u9650\u671f\u671f\u6eff\u5f8c\uff0c\u6bcf\u6708\u672c\u606f\u5e73\u5747\u6524\u9084\u3002<\/td><\/tr><tr><td>\u627f\u8fa6\u9280\u884c<\/td><td>\u81fa\u7063\u4e2d\u5c0f\u4f01\u696d\u9280\u884c<\/td><\/tr><tr><td>\u624b\u7e8c\u8cbb<\/td><td>600\u5143<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e\u7533\u8acb\u689d\u4ef6<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u8ab0\u53ef\u4ee5\u7533\u8acb\u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e\uff1f<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u53ea\u8981\u662f\u4e2d\u83ef\u6c11\u570b\u570b\u6c11\uff0c\u800c\u4e14\u662f\u6c11\u6cd5\u6210\u5e74\u4eba18\u6b72~35\u6b72\u90fd\u53ef\u4ee5\u7533\u8acb\uff0c\u6eff35\u6b72\u9084\u6c92\u6eff36\u6b72(36\u6b72\u751f\u65e5\u524d\u4e00\u5929)\u4e5f\u53ef\u4ee5\u7533\u8acb\u5594\uff01<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u7533\u8acb\u7684\u689d\u4ef6\u6709\uff1a<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u4fe1\u7528\u72c0\u6cc1\u826f\u597d\uff0c\u7121\u4e0d\u826f\u7d00\u9304\u3002<\/li>\n\n\n\n<li>\u9808\u63d0\u4f9b\u4fdd\u8b49\u4eba\u4e00\u4eba\u3002<\/li>\n\n\n\n<li>\u81ea\u509930%\u81ea\u7c4c\u6b3e\u3002<\/li>\n\n\n\n<li>\u5bb6\u5ead\u5e74\u6240\u5f97\u5728114\u842c\u4ee5\u4e0b\u512a\u5148\u8fa6\u7406\uff0c\u4e14\u514d\u63d030%\u4e4b\u81ea\u7c4c\u6b3e\u3002<\/li>\n\n\n\n<li>\u8cb8\u6b3e\u7528\u9014\u9650\u5b9a\uff1a\u570b\u5916\u81ea\u52a9\u65c5\u884c(2\u661f\u671f\u4ee5\u4e0a)\u6216\u904a\u5b78\u548c\u5ea6\u5047\u6253\u5de5(\u4e00\u500b\u6708\u4ee5\u4e0a)\u3002<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">\u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e\u7533\u8acb\u6587\u4ef6<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u8cb8\u6b3e\u8a08\u756b\u7533\u8acb\u66f8(<a href=\"https:\/\/www.yda.gov.tw\/upload\/plan\/file\/9f04b558-de66-4e00-9c8c-199239a32509.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u9644\u4ef6\u6a94\u6848<\/a>)\u66f8\u4e00\u5f0f\u4e8c\u4efd<\/li>\n\n\n\n<li>\u8eab\u5206\u8b49\u5f71\u672c1\u4efd<\/li>\n\n\n\n<li>\u5b78\u751f\u8b49\u5f71\u672c\u4e00\u4efd(\u975e\u5728\u5b78\u5b78\u751f\u5f97\u514d\u9644)<\/li>\n\n\n\n<li>\u4fdd\u8b49\u4eba\u7684\u8eab\u5206\u8b49\u5f71\u672c1\u4efd\u53ca<a href=\"https:\/\/www.alphaloan.co\/blog\/271\/financial-statement\/\" target=\"_blank\" data-type=\"post\" data-id=\"271\" rel=\"noreferrer noopener\">\u8ca1\u529b\u8b49\u660e<\/a><\/li>\n\n\n\n<li>\u5bb6\u5ead\uf98e\u6240\u5f97\u5728 114 \u842c\u5143\u4ee5\u4e0b\u8005\uff0c\u6aa2\u5177\u7531\u570b\u7a05\u5c40\u767c\u7d66\u4e4b\u7d9c\u5408\u6240\u5f97\u7a05\u6240\u5f97\u8cc7\uf9be\u6e05\u55ae\u6216\u7531\u76f4\u8f44\u5e02\u3001\u7e23(\u5e02)\u653f\u5e9c\u767c\u7d66\u4e4b\u4e2d\u4f4e\u6536\u5165\u6236\u8b49\u660e\u3002<\/li>\n\n\n\n<li>\u51fa\u570b\u7c3d\u8b49\u8b49\u660e(\ufa01\u5047\u6253\u5de5\u8005\u9700\u53e6\u6aa2\u9644\u8207\u6211\u570b\u7c3d\u5b9a\ufa01\u5047\u6253\u5de5\u5354\u5b9a\u4e4b\u5916\u570b\u653f\u5e9c\ufa01\u5047\u6253\u5de5\u7c3d\u8b49)\u3001\u6a5f\u7968\u8cfc\u7968\u8b49\u660e\u3001\u5165\u5b78\u8b49\u660e\u7b49\u76f8\u95dc\u66f8\u4ef6\u5f71\u672c\u3002<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">\u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e\u6d41\u7a0b<\/h2>\n\n\n<div id=\"rank-math-howto\" class=\"rank-math-block\">\n<div class=\"rank-math-howto-description\">\n\n<p>\u7533\u8acb\u300c\u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e\u300d\uff0c\u8981\u5148\u586b\u5beb\u8cb8\u6b3e\u8a08\u756b\u7533\u8acb\u66f8\uff0c\u4e26\u63d0\u4f9b\u4fdd\u8b49\u4eba1\u4eba\uff0c\u4ee5\u53ca\u4e0a\u65b9\u5217\u51fa\u7684\u7533\u8acb\u6587\u4ef6\u5411\u627f\u8fa6\u9280\u884c\u7533\u8acb\uff0c\u4f9d\u7533\u8acb\u6642\u9593\u5148\u5f8c\uff0c\u5148\u5230\u5148\u8fa6\uff0c\u5c6c\u4e2d\u4f4e\u6536\u5165\u5bb6\u5ead\u8005\uff0c\u512a\u5148\u8fa6\u7406\uff0c\u984d\u6eff\u3001\u8cc7\u91d1\u7528\u7f44\u6216\u5e74\u5ea6\u5c46\u6eff\u5f8c\u505c\u6b62\u6536\u4ef6\uff0c\u518d\u7531\u627f\u8fa6\u9280\u884c\u7d71\u4e00\u9001\u4fdd\u3002<br \/>\u53e6\u5916\u8981\u6ce8\u610f\u7684\u662f\uff0c\u4e0d\u5f97\u524d\u5f80\u5916\u4ea4\u90e8\u9818\u4e8b\u4e8b\u52d9\u5c40\u300c\u570b\u5916\u65c5\u904a\u8b66\u793a\u5206\u7d1a\u8868\u300d\u6240\u5217\u6a59\u8272\u53ca\u7d05\u8272\u8b66\u793a\u5340\u57df\u4e4b\u5730\u5340\u3002\u610f\u601d\u5c31\u662f\uff0c\u5982\u679c\u8981\u53bb\u9019\u4e9b\u8b66\u793a\u5730\u65b9\uff0c\u5c31\u4e0d\u80fd\u7533\u8fa6\u8cb8\u6b3e\u4e86\uff01<a href=\"https:\/\/www.boca.gov.tw\/sp-trwa-list-1.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u8a73\u7d30\u8b66\u793a\u5730\u5340\u67e5\u8a62<\/a>\u3002<\/p>\n\n<\/div>\n<p class=\"rank-math-howto-duration\"><strong>Total Time:<\/strong> <span>7 days<\/span><\/p>\n<div class=\"rank-math-steps \">\n<div id=\"howto-step-1656407186912\" class=\"rank-math-step\">\n<h3 class=\"rank-math-step-title \">\u6b65\u9a5f1\uff1a\u9001\u51fa\u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e\u7533\u8acb<\/h3>\n<div class=\"rank-math-step-content \"><p>\u8a73\u7d30\u8cb8\u6b3e\u7533\u8acb\u6b65\u9a5f\u5176\u5be6\u8ddf\u4e00\u822c\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\u975e\u5e38\u76f8\u4f3c\uff0c\u53ea\u662f\u9700\u8981\u63d0\u51fa\u7e73\u4ea4\u7684\u8cc7\u6599\u7565\u6709\u4e0d\u540c\uff0c\u53ef\u4ee5\u53c3\u8003<a href=\"https:\/\/www.alphaloan.co\/blog\/234\/loan-time\/\" data-type=\"post\" data-id=\"234\" target=\"_blank\" rel=\"noreferrer noopener\">\u4fe1\u8cb8\u6d41\u7a0b\u89e3\u6790<\/a>\u3002<br \/>\u8a73\u7d30\u7684\u7533\u8acb\u6587\u4ef6\u53ef\u4ee5\u53c3\u8003\u4e0a\u65b9\u5217\u51fa\u7684\u6e05\u55ae\u3002<\/p>\n<\/div>\n<\/div>\n<div id=\"howto-step-1656407610038\" class=\"rank-math-step\">\n<h3 class=\"rank-math-step-title \">\u6b65\u9a5f2\uff1a\u7167\u6703<\/h3>\n<div class=\"rank-math-step-content \"><p>\u7167\u6703\u4e3b\u8981\u7684\u76ee\u7684\u662f\uff0c\u78ba\u8a8d\u4f60\u672c\u4eba\u662f\u5426\u6709\u63d0\u51fa\u8cb8\u6b3e\u7533\u8acb\uff0c\u57fa\u672c\u8cc7\u6599\u548c\u7533\u8acb\u6587\u4ef6\u6709\u6c92\u6709\u7f3a\u6f0f\u7b49\u7b49\u3002<\/p>\n<\/div>\n<\/div>\n<div id=\"howto-step-1656407627067\" class=\"rank-math-step\">\n<h3 class=\"rank-math-step-title \">\u6b65\u9a5f3\uff1a\u5be9\u6838<\/h3>\n<div class=\"rank-math-step-content \"><p>\u518d\u4f86\u9280\u884c\u5c31\u6703\u91dd\u5c0d\u4f60\u63d0\u51fa\u7684\u8cc7\u6599\u9032\u884c\u5be9\u6838\uff0c\u9019\u6642\u5019\u4e5f\u6703\u53bb\u8abf\u95b1\u4f60\u7684<a href=\"https:\/\/www.alphaloan.co\/blog\/414\/jcic-report-101\/\" data-type=\"post\" data-id=\"414\" target=\"_blank\" rel=\"noreferrer noopener\">\u806f\u5fb5\u7d00\u9304<\/a>\uff0c\u770b\u770b\u4ee5\u5f80\u6709\u6c92\u6709\u4e0d\u826f\u4fe1\u7528\u7d00\u9304\u3002<\/p>\n<\/div>\n<\/div>\n<div id=\"howto-step-1656407629871\" class=\"rank-math-step\">\n<h3 class=\"rank-math-step-title \">\u6b65\u9a5f4\uff1a\u5c0d\u4fdd\u7c3d\u7d04<\/h3>\n<div class=\"rank-math-step-content \"><p>\u6700\u5f8c\u4e00\u6b65\u5c31\u662f\u5c0d\u4fdd\u4e86\uff0c\u5c0d\u4fdd\u5f8c\u5c31\u6703\u548c\u9280\u884c\u7c3d\u8a02\u501f\u8cb8\u5408\u7d04\uff0c\u9019\u4e00\u6b65\u662f\u70ba\u4e86\u78ba\u8a8d\u9280\u884c\u8207\u8cb8\u6b3e\u8005\u7684\u6b0a\u5229\u7fa9\u52d9\u6709\u54ea\u4e9b\uff0c\u50cf\u662f\u8cb8\u6b3e\u984d\u5ea6\u591a\u5c11\u3001\u8cb8\u6b3e\u671f\u9650\u591a\u4e45\u3001\u6bcf\u6708\u8981\u9084\u591a\u5c11\u9322\u3001\u6c92\u6709\u5982\u671f\u9084\u6b3e\u7684\u8a71\u6703\u6709\u90a3\u4e9b\u7f70\u5247\u7b49\u7b49\u3002<\/p>\n<\/div>\n<\/div>\n<div id=\"howto-step-1656407631738\" class=\"rank-math-step\">\n<h3 class=\"rank-math-step-title \">\u6b65\u9a5f5\uff1a\u64a5\u6b3e<\/h3>\n<div class=\"rank-math-step-content \"><p>\u7c3d\u7d04\u5b8c\u6210\u4e4b\u5f8c\u5c31\u662f\u64a5\u6b3e\u4e86\uff01\u62ff\u5230\u8cb8\u6b3e\u958b\u5fc3\u51fa\u767c\u53bb\uff01<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e\u5229\u7387\u3001\u984d\u5ea6<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u8cb8\u6b3e\u5229\u7387<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f9d\u81fa\u7063\u4e2d\u5c0f\u4f01\u696d\u9280\u884c\u57fa\u6e96\u5229\u7387\uff08\u6708\u8abf\u6574\uff09<a href=\"https:\/\/www.alphaloan.co\/blog\/596\/floating-interest-rate\/\" data-type=\"post\" data-id=\"596\" target=\"_blank\" rel=\"noreferrer noopener\">\u6a5f\u52d5\u8a08\u606f<\/a>\u3002\u4f9d\u7167\u7533\u8acb\u4eba\u7684\u689d\u4ef6\u5df2\u516c\u5f0f\u8a08\u7b97\u5f97\u51fa\uff1a\u81fa\u7063\u4e2d\u5c0f\u4f01\u696d\u9280\u884c\u57fa\u6e96\u5229\u7387 + \u56fa\u5b9a\u52a0\u78bc\u5229\u7387\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u8cb8\u6b3e\u984d\u5ea6<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f9d\u5176\u8a08\u756b\u6240\u9700\u8cc7\u91d1\u4e4b70%\u70ba\u4e0a\u9650\uff0c\u7533\u8acb\u4eba\u81f3\u5c11\u9700\u81ea\u5099\u6240\u9700\u8cc7\u91d130%\u4e4b\u81ea\u7c4c\u6b3e\uff0c\u9918\u984d\u7531\u672c\u8cb8\u6b3e\u8cb8\u653e\uff0c\u8cb8\u6b3e\u91d1\u984d\u6700\u9ad815\u842c\u5143\u3002\u6bcf\u4eba\u9650\u7533\u8cb8\u4e00\u6b21\uff0c\u4e0d\u5f97\u91cd\u8907\u7533\u8acb\u3002\u592b\u59bb\u540c\u6642\u7533\u8cb8\uff0c\u5408\u8a08\u6700\u9ad8\u984d\u5ea6\u4ee515\u842c\u5143\u70ba\u9650\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8209\u4f8b\u4f86\u8aaa\uff0c\u5047\u8a2d\u963f\u767c\u60f3\u53bb\u74b0\u6b50\u81ea\u7531\u884c\uff0c\u9810\u8a08\u6574\u500b\u884c\u7a0b\u7e3d\u51713\u500b\u661f\u671f\uff0c\u8981\u82b1\u8cbb22\u842c\uff0c\u90a3\u9ebc\u963f\u767c\u5c31\u5fc5\u9808\u8981\u81ea\u5df1\u6e96\u50997\u842c\u5143\uff0c\u8cb8\u6b3e\u7533\u8acb15\u842c\u5143\uff0c\u6e4a\u8db3\u6574\u500b\u884c\u7a0b\u7684\u6240\u6709\u9810\u8a08\u82b1\u8cbb\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e\u671f\u9650\u548c\u9084\u6b3e\u65b9\u5f0f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u8cb8\u6b3e\u671f\u9650<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8cb8\u6b3e\u671f\u9593\u6700\u95775\u5e74\uff0c\u542b\u5bec\u9650\u671f\u6700\u95771\u5e74\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u9084\u6b3e\u65b9\u5f0f<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5bec\u9650\u671f\u5167\uff0c\u6bcf\u6708\u53ea\u4ed8\u5229\u606f\uff0c\u5bec\u9650\u671f\u5f8c\uff0c\u6309\u6708\u5e73\u5747\u6524\u9084\u672c\u606f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4ee5\u963f\u767c\u8cb8\u6b3e15\u842c\u5143\u4f86\u8a08\u7b97\uff0c\u5047\u8a2d\u963f\u767c\u7684\u8cb8\u6b3e\u5229\u7387\u662f2.7%\uff0c\u4e26\u7533\u8acb\u5bec\u9650\u671f1\u5e74\uff0c\u90a3\u9ebc\u963f\u767c\u57281\u5e74\u7684\u5bec\u9650\u671f\u5167\uff0c\u7b2c1~12\u500b\u6708\u6bcf\u500b\u6708\u8981\u7e73338\u5143\u8cb8\u6b3e\u6708\u4ed8\u91d1\uff0c\u5bec\u9650\u671f\u5f8c\u7684\u7b2c13~60\u500b\u6708\uff0c\u6bcf\u500b\u6708\u8981\u7e733300\u5143\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e\u627f\u8fa6\u9280\u884c<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u76ee\u524d\u627f\u8fa6\u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e\u7684\u9280\u884c\u53ea\u6709\u4e00\u5bb6\uff0c\u90a3\u5c31\u662f\u53f0\u7063\u4f01\u9280\u3002<a href=\"https:\/\/www.tbb.com.tw\/zh-tw\/personal\/loans\/credit-loans\/overseas-study\/overseas-living-loan\" target=\"_blank\" rel=\"noreferrer noopener\">\u53f0\u7063\u4f01\u9280\u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e\u7533\u8fa6\u7db2\u9801<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e\u5e38\u898b\u554f\u984cQ&amp;A<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1656409808108\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Q1. \u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e\u7533\u8acb\u689d\u4ef6\u6709\u54ea\u4e9b\uff1f<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>1. 18\u6b72~35\u6b72<br \/>2. \u4fe1\u7528\u72c0\u6cc1\u826f\u597d\uff0c\u7121\u4e0d\u826f\u7d00\u9304\u3002<br \/>3. \u9808\u63d0\u4f9b\u4fdd\u8b49\u4eba\u4e00\u4eba\u3002<br \/>4. \u81ea\u509930%\u81ea\u7c4c\u6b3e\u3002<br \/>5. \u5bb6\u5ead\u5e74\u6240\u5f97\u5728114\u842c\u4ee5\u4e0b\u512a\u5148\u8fa6\u7406\uff0c\u4e14\u514d\u63d030%\u4e4b\u81ea\u7c4c\u6b3e\u3002<br \/>6. \u8cb8\u6b3e\u7528\u9014\u9650\u5b9a\uff1a\u570b\u5916\u81ea\u52a9\u65c5\u884c(2\u661f\u671f\u4ee5\u4e0a)\u6216\u904a\u5b78\u548c\u5ea6\u5047\u6253\u5de5(\u4e00\u500b\u6708\u4ee5\u4e0a)\u3002<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1656409875417\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Q2. \u7533\u8acb\u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e\u8981\u6ce8\u610f\u4ec0\u9ebc\u4e8b\u9805\uff1f<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u7533\u8acb\u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e\u7684\u4eba\u5927\u591a\u90fd\u662f\u5e74\u8f15\u5b78\u5b50\u60f3\u8981\u51fa\u570b\u9577\u898b\u8b58\u7684\uff0c\u51fa\u570b\u5f8c\u4e5f\u5c31\u4e0d\u6703\u6709\u53f0\u5e63\u6536\u5165\uff0c\u56e0\u6b64\u6703\u9700\u8981\u63d0\u4f9b\u4e00\u4f4d\u4fdd\u8b49\u4eba\uff0c\u5efa\u8b70\u53ef\u4ee5\u9078\u64c7\u5728\u4fdd\u8b49\u4eba\u9644\u8fd1\u5c0d\u4fdd\uff0c\u4e0d\u7136\u4fdd\u8b49\u4eba\u70ba\u4e86\u5c0d\u4fdd\u8acb\u5047\u4e5f\u662f\u5f88\u9ebb\u7169\u3002\u53e6\u5916\u5982\u679c\u89ba\u5f97\u9047\u5230\u7684\u9280\u884c\u884c\u54e1\u7d66\u4f60\u7684\u89c0\u611f\u4e0d\u662f\u5f88\u597d\uff0c\u544a\u8a34\u4f60\u9019\u8cb8\u6b3e\u5f88\u96e3\u7533\u8acb\uff0c\u4e5f\u4e0d\u7528\u6c23\u9912\u5594\uff0c\u63db\u5bb6\u4f01\u9280\u5206\u884c\u8a66\u8a66\u770b\uff0c\u4f60\u6703\u767c\u73fe\u51fa\u570b\u4ecd\u7136\u5f88\u6709\u5e0c\u671b\u7684\uff01<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\u60f3\u53bb\u6d77\u5916\u81ea\u52a9\u65c5\u884c\u3001\u904a\u5b78\u6216\u5ea6\u5047\u6253\u5de5\uff0c\u537b\u6c92\u6709\u8db3\u5920\u7684\u8cc7\u91d1\u53ef\u4ee5\u6210\u884c\uff1f\u5176\u5be6\u53ef\u4ee5\u7533\u8acb\u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e\uff0c\u5e6b\u4f60\u88dc\u8db3\u5dee\u984d\uff0c\u4e00\u5713\u51fa\u570b\u5192\u96aa\u7684\u5922\u60f3\uff0c\u7db2\u4e0a\u4e5f\u6709\u8a31\u591a\u4eba\u5206\u4eab\u4ed6\u5011\u7533\u8acb\u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e\u7684\u5fc3\u5f97\uff0c\u672c\u7bc7\u7d71\u6574\u4e86\u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e\u7684\u7533\u8acb\u689d\u4ef6\u3001\u6e96\u5099\u6587\u4ef6\u3001\u8cb8\u6b3e\u984d\u5ea6\u3001\u671f\u9650\u7b49\u7b49\uff0c\u53ea\u8981\u4f60\u9084\u6c92\u6709\u6eff36\u6b72\uff0c35\u6b72\u4ee5\u4e0b\u90fd\u53ef\u4ee5\u7533\u8fa6\u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e\u5594\uff01<\/p>\n","protected":false},"author":2,"featured_media":7068,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","_featuredTopicCount":0,"_summaryDetailed":"","footnotes":""},"categories":[3],"tags":[142,140,141,143],"class_list":["post-744","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bank-loan","tag-142","tag-140","tag-141","tag-143"],"fimg_url":"https:\/\/www.alphaloan.co\/blog\/wp-content\/uploads\/2022\/06\/\u9752\u5e74\u6d77\u5916\u751f\u6d3b\u9ad4\u9a57\u5c08\u6848\u8cb8\u6b3e\u653b\u7565\u5927\u5168.jpg","_links":{"self":[{"href":"https:\/\/www.alphaloan.co\/blog\/wp-json\/wp\/v2\/posts\/744","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.alphaloan.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.alphaloan.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.alphaloan.co\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.alphaloan.co\/blog\/wp-json\/wp\/v2\/comments?post=744"}],"version-history":[{"count":6,"href":"https:\/\/www.alphaloan.co\/blog\/wp-json\/wp\/v2\/posts\/744\/revisions"}],"predecessor-version":[{"id":7069,"href":"https:\/\/www.alphaloan.co\/blog\/wp-json\/wp\/v2\/posts\/744\/revisions\/7069"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.alphaloan.co\/blog\/wp-json\/wp\/v2\/media\/7068"}],"wp:attachment":[{"href":"https:\/\/www.alphaloan.co\/blog\/wp-json\/wp\/v2\/media?parent=744"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.alphaloan.co\/blog\/wp-json\/wp\/v2\/categories?post=744"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.alphaloan.co\/blog\/wp-json\/wp\/v2\/tags?post=744"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}