| 姓名 | 職稱 | 持有股份 | 代表法人 |
|---|---|---|---|
| Wang,Dong-He | Chairman | 49.00% | IBF Financial Holdings Co., Ltd. |
| Yong Jing,Qi-Zhi | Director | 50.00% | RAKUTEN BANK CO., LTD. |
| Zuo Bo,He-Yan | Director | 0.00% | |
| Wei,Qi-Lin | Director | 49.00% | IBF Financial Holdings Co., Ltd. |
| Shi Jing,Ying-Zhi | Director | 1.00% | Card |
| Yan,Han-Ming | Independent Director | 0.00% | |
| Heng Jing,Ya-Shi | Independent Director | 0.00% | |
| Shang Cun | Independent Director | 0.00% |
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| 項目 | 2024 | 2023 | 2022 |
|---|---|---|---|
| net interest income | 141,097 | 94,687 | 26,955 |
| Net profit (loss) other than interest | 48,462 | 9,542 | -6,184 |
| Bad debt expenses, commitments and guarantee liability prepared for withdrawal | 155,607 | 57,370 | 14,408 |
| Operating expenses | 753,868 | 703,696 | 679,719 |
| Pre-tax net profit (net loss) of ongoing business | -719,916 | -656,837 | -673,356 |
| Income tax expense (benefits) | -146,242 | -132,395 | -132,214 |
| Net profit (loss) after tax of ongoing business for the current period | -573,674 | -524,442 | -541,142 |
| Profit (loss) of closed units | - | - | - |
| Profit (loss) of non-jointly controlled equity before merger | - | - | - |
| Net profit after tax (net loss) for the current period | -573,674 | -524,442 | -541,142 |
| Other comprehensive profit and loss (after tax) | -25,195 | 34,092 | -97,919 |
| Comprehensive net profit and loss of non-jointly controlled equity before merger | - | - | - |
| Comprehensive profit (loss) for the current period (after tax) | -598,869 | -490,350 | -639,061 |
| Net profit (loss) attributable to owners of parent company | - | - | - |
| Net profit (loss) form equity attributable to former owner of business combination under common control | - | - | - |
| Net profit (loss) attributable to non-controlling interests | - | - | - |
| Comprehensive profit (loss) attributable to owners of parent company | - | - | - |
| Comprehensive profit (loss) form equity attributable to former owner of business combination under common control | - | - | - |
| Comprehensive profit (loss) attributable to non-controlling interests | - | - | - |
| Basic earnings per share (yuan) | 0 | 0 | 0 |
| 項目 | 2024 | 2023 | 2022 |
|---|---|---|---|
| Net cash inflow (outflow) from operating activities | - | - | - |
| Net cash inflows (outflows) from investing activities | - | - | - |
| Net cash inflow (outflow) from financing activities | - | - | - |
| Effect of Exchange Rate Changes on Cash and Cash Equivalents | - | - | - |
| Increase (decrease) in cash and cash equivalents in the current period | - | - | - |
| Beginning balance of cash and cash equivalents | - | - | - |
| Ending balance of cash and cash equivalents | - | - | - |
| 項目 | 2024 | 2023 | 2022 |
|---|---|---|---|
| cash and cash equivalents | 2,356 | 2,051 | 1,722 |
| Deposit in central bank and interbank | 3,350,000 | 2,850,000 | 1,000,000 |
| Financial asset at fair value through profit or loss | 3,411,292 | 618,222 | - |
| Financial asset at fair value through other comprehensive profit or loss | 14,462,460 | 6,276,015 | 6,566,963 |
| Bond investment at amortised cost | 599,586 | 5,829,626 | 11,485,000 |
| Hedging derivative financial asset - net | - | - | - |
| Reverse repurchase bond investment - net | 6,177,590 | 7,395,084 | 3,940,240 |
| Accounts receivable - net | 368,972 | 654,266 | 421,655 |
| Current tax asset | 53,988 | 32,586 | 10,680 |
| asset for sale - net | - | - | - |
| asset to be distributed to owners - net | - | - | - |
| Loans and discounts - net | 18,376,134 | 5,787,473 | 1,323,976 |
| Equity accounted investments - net | - | - | - |
| Restricted asset - Net | - | - | - |
| Other financial asset - net | - | - | - |
| Property and Equipment - Net | 326,927 | 241,305 | 299,026 |
| Right-of-use asset - net | 5,552 | 15,638 | 27,107 |
| Real estate investment - net | - | - | - |
| Intangible asset - net | 732,475 | 827,498 | 924,440 |
| Deferred tax asset | 581,058 | 434,370 | 300,397 |
| Other asset - net | 138,737 | 34,718 | 31,322 |
| total asset | 49,061,373 | 33,343,153 | 29,740,714 |
| Central Bank and Interbank Financing | - | - | - |
| Financial liability at fair value through profit or loss | - | - | - |
| Hedging derivative financial liability - net | - | - | - |
| Reverse repurchase bond liability | 2,063,772 | 840,000 | - |
| Account Payable | 315,084 | 399,618 | 286,936 |
| Current tax liability | - | - | - |
| liability related to asset for sale | - | - | - |
| Deposit and Remittance | 35,761,379 | 21,080,433 | 19,781,213 |
| Bank debenture payable | - | - | - |
| Corporate bond payable | - | - | - |
| Preferred stock liability | - | - | - |
| Other financial liability | - | - | - |
| Liability reserve | 1,641 | 205 | 145 |
| lease liability | 5,765 | 16,162 | 27,753 |
| Deferred tax liability | 3,048 | 2,531 | 929 |
| other liability | 9,541 | 4,192 | 3,376 |
| total liability | 41,510,230 | 25,193,141 | 21,100,352 |
| share capital | 10,000,000 | 10,000,000 | 10,000,000 |
| Equity - secruity token | - | - | - |
| capital reserve | - | - | - |
| retained earning | -2,304,536 | -1,730,862 | -1,206,420 |
| Other equity | -144,321 | -119,126 | -153,218 |
| Treasury stock | - | - | - |
| Total equity attributable to owners of parent company | - | - | - |
| Equity attributable to former owner of business combination under common control | - | - | - |
| Equity attributable to non-controlling interest before business merger under common control | - | - | - |
| Non-controlling interests | - | - | - |
| Total equity | 7,551,143 | 8,150,012 | 8,640,362 |
| Share capital awaiting retirement (unit: share) | - | - | - |
| Treasury shares of the parent company held by the parent company and its subsidiaries (unit: share) | 0 | 0 | 0 |
| Issued shares of advance equity (unit: shares) | 0 | 0 | 0 |
| Net asset value per share | 7 | 8 | 8 |
Pay salary, etc.
2024
Petition for installment
2024
Pay loan
2023
Pay off debt
2022, 2023, 2024
Pay off loan
2022, 2023, 2024
Payment order
2022, 2023, 2024
Protest event
2023
Loan repayment
2022, 2023, 2024
Installment event
2023, 2024
Repay consumer loan
2022, 2023
Provisional attachment
2024
Petition for installment
2023, 2024
Negotiate endorsement events
2022, 2023, 2024
Negotiation and approval before debt settlement
2022, 2023, 2024
